This home is in Sebastian Harbor Villas, St. Augustine — a home near St. Augustine High School.
Active·45 days on market·Sebastian Harbor Villas
943 S Ponce De Leon Boulevard
St. Augustine, FL 32084
3 more homes for sale in Sebastian Harbor Villas →Search Sebastian Harbor Villas on the map
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About this home
Sebastian Harbor Villas
For buyers looking for a condo with a deeded boat slip and direct water access, this is one of the best values you will find in St. Augustine. Located on the San Sebastian River in Sebastian Harbor Villas, this turnkey 2BR/2BA tri-level residence includes a deeded 35-foot deepwater boat slip with approximately 10.5 feet of depth, giving you convenient access to the river and surrounding waterways right outside your door. The location is just as impressive. You are only 1 mile from historic downtown St. Augustine, less than 5 miles from the beaches, and within walking distance of several phenomenal restaurants. The community also features a waterfront pool overlooking the San Sebastian River with beautiful views toward downtown St. Augustine. Inside, the condo offers a flexible layout along with an attached 1-car garage. The second floor serves as the main living level with a bright family and dining area, private balcony, full bath, and updated kitchen.
Next steps in Sebastian Harbor Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,803 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Vilano Beach oceanfront14 min drive · 37 parking spaces
Closest park or preserve
Anastasia State Park11 min drive · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 2 mi · Hospital Creek
Closest youth league fields
Eddie Vickers Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Winn-Dixie3 min drive · 1010 Ponce De Leon Blvd S, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,660/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 14, 2026Listed$305,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $272/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $305,000 | $272 | 2/2 | 1,120 | 33 | 0 |
| 1845 Old Moultrie Road 79, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $125,000 | $144 | 2/1 | 870 | 6 | 0.9 |
| 159 Marine Street 105, St. Augustine, FL 32084Listed by ROUND TABLE REALTY | Aug 2026 | $515,000 | $367 | 3/2 | 1,403 | 435 | 1 |
| 159 Marine Street 205, St. Augustine, FL 32084Listed by ROUND TABLE REALTY | Jun 2026 | $450,000 | $321 | 3/2 | 1,403 | 443 | 1 |
| 145 Whitland Way, St. Augustine, FL 32086Listed by VREELAND REAL ESTATE LLC | Aug 2026 | $215,000 | $178 | 2/2.5 | 1,211 | 54 | 1.3 |
| 209 Whitland Way, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNS | Apr 2026 | $235,000 | $194 | 2/2.5 | 1,211 | 26 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sebastian Harbor Villas
Sebastian Harbor Villas is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Sebastian Harbor Villas homes for sale →Keep looking
More homes in Sebastian Harbor Villas
For Sale931 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,200 sq ft
$525,000Est. $2,794/moCONDO WITH PRIVATE BOAT SLIP! Experience the ultimate coastal lifestyle in this beautifully updated waterfront…
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For Sale915 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,200 sq ft
$529,000Est. $2,816/moWaterfront living with a relaxed coastal feel, just minutes from downtown St. Augustine. This beautifully updated…
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For Sale927 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,200 sq ft
$549,000Est. $2,922/moWake up to endless views of the San Sebastian River and experience waterfront living just minutes from the heart of…
Listing Office: house & haven
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines