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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near St. Augustine High School.

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Active·Listed today

943 S Ponce De Leon Boulevard

St. Augustine, FL 32084

$305,000$272/sqftEst. $1,584/moMLS# 2164724
2
Beds
2
Baths
1,120
Sq Ft
1986
Built
1
Garage
No
Pool

About this home

St. Augustine

For buyers looking for a condo with a deeded boat slip and direct water access, this is one of the best values you will find in St. Augustine. Located on the San Sebastian River in Sebastian Harbor Villas, this turnkey 2BR/2BA tri-level residence includes a deeded 35-foot deepwater boat slip with approximately 10.5 feet of depth, giving you convenient access to the river and surrounding waterways right outside your door. The location is just as impressive. You are only 1 mile from historic downtown St. Augustine, less than 5 miles from the beaches, and within walking distance of several phenomenal restaurants. The community also features a waterfront pool overlooking the San Sebastian River with beautiful views toward downtown St. Augustine. Inside, the condo offers a flexible layout along with an attached 1-car garage. The second floor serves as the main living level with a bright family and dining area, private balcony, full bath, and updated kitchen.

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,584
Principal & Interest: $1,584
Property taxes (est.): $406
Insurance (est.): $203
Estimated Total Monthly
$2,193
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,584
Property taxesest. at asking price, St. Johns County$406
HOAbilled monthly$945
Estimated total, before insurance$2,935/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,660/yr · $472/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,660/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 14, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$305,000
Price / Sq Ft$272
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,120
Year Built1986
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address943 S Ponce De Leon Boulevard, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionSebastian Harbor Villas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number1279050943

Amenities

AmenitiesPool, Boat Dock
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Guest

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedSeptember 14, 2026
Days on Market0
HOA Fees$945 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,660.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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