This home is in Sebastian Harbor Villas, St. Augustine — a waterfront home in St. Johns County.
Active·50 days on market·Sebastian Harbor Villas
915 S Ponce De Leon Boulevard
St. Augustine, FL 32084
3 more homes for sale in Sebastian Harbor Villas →Search Sebastian Harbor Villas on the map
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About this home
Sebastian Harbor Villas
Waterfront living with a relaxed coastal feel, just minutes from downtown St. Augustine. This beautifully updated 2-bedroom, 2.5-bath residence overlooks the San Sebastian River and includes a private boat slip #2 and navigable access to the Intracoastal Waterway and Atlantic Ocean. The home has been thoughtfully upgraded with quality finishes throughout, including 12-foot ceilings, custom carpentry, wood vanities, designer tile, upgraded lighting, luxury flooring, and luxury flooring. Additional improvements include updated plumbing and electrical, sound-dampening enhancements, in-line water filtration, custom closets, and excellent storage. The primary suite opens to a private balcony overlooking the river, while a private garage and assigned parking add convenience. Enjoy boating from your own slip, then head downtown for dining, shopping, and historic St. Augustine, with the beach just minutes away. Option to purchase fully furnished.
Next steps in Sebastian Harbor Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,653 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Vilano Beach oceanfront14 min drive · 37 parking spaces
Closest park or preserve
Anastasia State Park11 min drive · 0.7 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Vilano Causeway Primitive Accessabout 2 mi · Hospital Creek
Closest youth league fields
Eddie Vickers Park10 min drive · Basketball, Football, Lacrosse
Closest grocery store
Winn-Dixie3 min drive · 1010 Ponce De Leon Blvd S, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,329/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 29, 2026Active$529,000
- Sep 19, 2026Active Under Contract$529,000
- Sep 2, 2026Active$529,000
- Aug 26, 2026Listed$529,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $272/sq ft; this home is listed at $441/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $305,000 | $272 | 2/2 | 1,120 | 33 | 0 |
| 1845 Old Moultrie Road 79, St. Augustine, FL 32084Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $125,000 | $144 | 2/1 | 870 | 6 | 0.9 |
| 159 Marine Street 105, St. Augustine, FL 32084Listed by ROUND TABLE REALTY | Aug 2026 | $515,000 | $367 | 3/2 | 1,403 | 435 | 1 |
| 159 Marine Street 205, St. Augustine, FL 32084Listed by ROUND TABLE REALTY | Jun 2026 | $450,000 | $321 | 3/2 | 1,403 | 443 | 1 |
| 145 Whitland Way, St. Augustine, FL 32086Listed by VREELAND REAL ESTATE LLC | Aug 2026 | $215,000 | $178 | 2/2.5 | 1,211 | 54 | 1.3 |
| 78 Buckley Court, St. Augustine, FL 32086Listed by COLDWELL BANKER VANGUARD REALTY | May 2026 | $250,000 | $186 | 2/2.5 | 1,341 | 17 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUSE & HAVEN
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sebastian Harbor Villas
Sebastian Harbor Villas is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Sebastian Harbor Villas homes for sale →Keep looking
More homes in Sebastian Harbor Villas
For Sale931 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,200 sq ft
$525,000Est. $2,794/moCONDO WITH PRIVATE BOAT SLIP! Experience the ultimate coastal lifestyle in this beautifully updated waterfront…
Listing Office: maxrev, llc
For Sale927 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,200 sq ft
$549,000Est. $2,922/moWake up to endless views of the San Sebastian River and experience waterfront living just minutes from the heart of…
Listing Office: house & haven
For Sale943 S Ponce De Leon BoulevardSt. Augustine, FL 32084
2 bd · 2 ba · 1,120 sq ft
$305,000Est. $1,623/moFor buyers looking for a condo with a deeded boat slip and direct water access, this is one of the best values you will…
Listing Office: endless summer realty
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Your Local Realtor
Krista Fracke
Broker Associate
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