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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Sold

Sold·Closed Oct 19, 2026·6 days on market·Recent sales in St. Augustine

1845 Old Moultrie Road 79

St. Augustine, FL 32084

$125,000sold priceListed at $129,000 · 96.9% of asking$144/sqftMLS# 2167570
2
Beds
1
Baths
870
Sq Ft
1984
Built
—
Garage
No
Pool
FEMA Zone XHOA $235/moCondominium1 story

About this home

St. Augustine

Affordable, low-maintenance living in a convenient St. Augustine location! This single-story condo offers a private covered entry, assigned parking directly in front and a fenced backyard with open patio. Inside, you'll find laminate and tile flooring, granite kitchen countertops, tile backsplash, black appliances including refrigerator, breakfast nook and inside laundry. The updated bath features a newer vanity, shower, toilet and lighting, plus a new A/C in 2026. Professionally managed condominium community with easy access to hospitals, healthcare providers, shopping, restaurants, entertainment and recreation. Best of all, you're just a short drive from Historic Downtown St. Augustine and St. Augustine Beach—an attractive option for buyers looking for convenience and value under $150K.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$687
Property taxesest. at asking price, St. Johns County$166
HOAbilled monthly$235
Estimated total, before insurance$1,088/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,691/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,691/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Closed$129,000
  • Oct 4, 2026Active Under Contract$129,000
  • Oct 2, 2026Listed$129,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $148/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1845 Old Moultrie Road 24, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$137,500$2071/166570.1
305 N Villa San Marco Drive 302, St. Augustine, FL 32086Listed by REAL ESTATE BOUTIQUE OF SOUTH FLORIDAApr 2026$169,500$1562/21,085150.6
410 Villa San Marco Drive 203, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$165,000$1522/21,0853070.7
410 Villa San Marco Drive 106, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$185,000$1712/21,0852550.7
945 S Ponce De Leon Boulevard, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$305,000$2722/21,120330.9
33209 Harbour Vista Circle, St. Augustine, FL 32080Listed by REAL BROKER LLCJul 2026$165,000$2131/177551.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$129,000
Price / Sq Ft$148
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage870
Year Built1984
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOsceola
Reported middleMurray
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1845 Old Moultrie Road 79, St. Augustine, FL 32084
Area337-Old Moultrie Rd/Wildwood
SubdivisionMoultrie Lakes Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0983710079
ZoningCondominium

Amenities

AmenitiesMaintenance Grounds, Maintenance Structure, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest
ViewCity

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Smart Thermostat
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Water Softener Owned
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch, Patio
FencingBack Yard, Wood
RoofShingle

Additional Information

Date ListedOctober 2, 2026
Days on Market6
HOA Fees$235 / Monthly
HOA FrequencyMonthly
HOA NameMoultrie Lakes Condo Association
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure
Tax Amount$1,690.66
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Sold by: LIGHTHOUSE REALTY ASSOCIATES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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