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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Treasure Beach, St. Augustine — a home near Pedro Menendez High School.

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Active

Active·Listed today·Treasure Beach

243 Puebla Road

St. Augustine, FL 32080

$419,000$534/sqftEst. $2,303/mo mortgageMLS# 2170626
2
Beds
1
Baths
784
Sq Ft
1984
Built
—
Garage
No
Pool

4 more homes for sale in Treasure Beach →Search Treasure Beach on the map

FEMA Zone AENo HOA9,583 sqft lotWaterfrontMobile Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Treasure Beach

Welcome to easy coastal living in the golf-cart-friendly community of Treasure Beach. This manufactured home offers 784 square feet of comfortable living space with two bedrooms and one bath, an ideal fit for a weekend getaway, a low-maintenance full-time residence, or a vacation rental. It sits on a 0.22-acre canal-front lot with approximately 75 linear feet of water frontage and direct access to the Intracoastal Waterway. For boaters, the waterfront here is the star of the show. A newer bulkhead, boat dock and boat lift have already been put in place, so the costly, time-consuming waterfront work is done, and you can simply launch and go. Open water is just minutes from your back door, and the boat house keeps your vessel protected from the Florida sun and weather between outings.

Next steps in Treasure Beach

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,303
Property taxesest. at asking price, St. Johns County$558
Estimated total, before insurance$2,860/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,237/yr · $436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,303
Principal & Interest: $2,303
Property taxes (est.): $558
Insurance (est.): $279
Estimated Total Monthly
$3,140
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,533 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,237/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $534/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
231 Puebla Road, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESNov 2025$282,000$3052/2924520
6302 Gomez Road, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEOct 2026$444,000$4632/296050.2
237 Basque Road, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESNov 2025$279,300$3112/189730.3
5754 Rudolph Avenue, St. Augustine, FL 32080Listed by LMH REALTY LLCJun 2026$625,000$7641/281820.6
6960 Charles Street, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Mar 2026$350,000$3542/1990210.9
17 Fountain Of Youth Boulevard A, St. Augustine, FL 32080Listed by REACH REALTY LLCJun 2026$271,500$2942/29232762.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$419,000
Price / Sq Ft$534
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage784
Acres0.22 acres
Year Built1984
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address243 Puebla Road, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionTreasure Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size9,583.2 sq ft
Parcel Number1828911370
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street
ViewCanal, Water

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingElectric, Split System
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Dock
Patio / PorchCovered
RoofMetal
ConstructionVinyl Siding
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedOctober 23, 2026
Days on Market0
Tax Amount$5,236.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Treasure Beach

Treasure Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Treasure Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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