This home is in St. Augustine Beach — a home near Pedro Menendez High School.
$539,0002 bd · 2 ba · 1,056 sq ft
Active·175 days on market
1 Ocean Trace Road 230
St. Augustine Beach, FL 32080
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine Beach
Incredible turnkey oceanfront investment opportunity with active bookings through April 2027! Fully furnished 2BR/2BA two-story condo with ocean views from the balcony and upstairs owner's suite. Elevator access to the 2nd-floor entry, fresh paint, LVP flooring throughout, and a flexible layout with a separate exterior entrance to the upstairs guest room. The living room opens to a private balcony overlooking the pool and ocean through a hurricane-rated slider, plus an upstairs ocean-facing hurricane-rated window for added peace of mind. Spanish Trace sits closer to the shoreline than most A1A complexes and offers triple beach access: adjacency to the only drive-on beach in St. Augustine, plus two private direct beach access dune walkovers. Amenities include gated entry, pool, tennis courts, basketball, clubhouse, and on-site property management, allowing 7-day minimum rentals.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tile — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Ocean Trace Road rampabout 0.2 mi
Closest park or preserve
Anastasia State Parkabout 4 mi · 0.7 mi of trails
Closest public boat ramp
Palmetto Road Public Boat Rampabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
Frank Butler Beachfront Park Eastabout 2 mi · Soccer
Closest grocery store
Winn-Dixieabout 0.3 mi · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $435,000 | $382,800 | — |
| 2025 | $348,000 | $348,000 | — |
| 2024 | $397,000 | $338,800 | — |
| 2023 | $390,600 | $308,000 | — |
| 2022 | $280,000 | $280,000 | — |
| 2021 | $245,000 | $245,000 | — |
| 2020 | $226,000 | $226,000 | — |
2025 property taxes (current owner): $5,690/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- May 20, 2026Listed$539,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $359/sq ft; this home is listed at $510/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3960 A1A S 505, St. Augustine Beach, FL 32080Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $334,900 | $258 | 2/2.5 | 1,296 | 205 | 0.1 |
| 4250 A1A S I16, St. Augustine, FL 32080Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $315,000 | $281 | 2/2 | 1,120 | 53 | 0.4 |
| 2 Dondanville Road 207, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Apr 2026 | $720,000 | $554 | 3/2 | 1,300 | 119 | 0.4 |
| 4250 A1A South Unit E26, St. Augustine, FL 32080Listed by RE/MAX UNLIMITED | Mar 2026 | $375,000 | $359 | 2/2 | 1,044 | 183 | 0.4 |
| 4250 A1A S P21, St. Augustine, FL 32080Listed by UNITED REAL ESTATE GALLERY | Mar 2026 | $300,000 | $287 | 2/2 | 1,044 | 8 | 0.4 |
| 1 Dondanville Road 116C, St. Augustine, FL 32080Listed by WATSON REALTY CORP | Aug 2026 | $490,000 | $408 | 2/2 | 1,200 | 85 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
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