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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

Sold·Closed Sep 17, 2026·7 days on market·Recent sales in St. Augustine

5497 Pelican Way

St. Augustine, FL 32080

$1,225,000sold priceListed at $1,350,000 · 90.7% of asking$482/sqftMLS# 2160686
4
Beds
4
Baths
2,542
Sq Ft
1994
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

An exquisite coastal retreat located east of A1A in the heart of St. Augustine. Perfectly positioned just steps from the beach, this completely remodeled home offers breathtaking ocean views and an effortless blend of sophistication and comfort. From the moment you step inside, a spacious entryway welcomes you into a thoughtfully designed open floor plan adorned with tile floors throughout. The gourmet kitchen is a chef's dream, featuring white cabinetry, quartz countertops, a large island, a gas stove with a pot filler, two sinks, a wine fridge, and ample space for entertaining. The fireplace adds warmth and ambiance, creating an inviting atmosphere for gatherings, while the expansive balcony offers scenic ocean views, soothing sounds of the ocean and enjoy the coastal breeze. This stunning residence boasts four bedrooms, with two downstairs and two upstairs, offering privacy and flexibility. One of the downstairs bedrooms is a private suite, complete with an en-suite bathroom

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,785
Property taxesest. at asking price, St. Johns County$1,630
Estimated total, before insurance$8,415/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,018/yr · $1,001/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,225,000
$245,000
Loan Term
Monthly Payment
$6,785
Principal & Interest: $6,785
Property taxes (est.): $1,630
Insurance (est.): $817
Estimated Total Monthly
$9,232
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from St Johns County Utilities - water accounts per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,838 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,018/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 20, 2026Closed$1,350,000
  • Aug 26, 2026Active Under Contract$1,350,000
  • Aug 18, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $368/sq ft; this home is listed at $531/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5483 Pelican Way Way, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYAug 2026$1,416,500$4644/33,053420
300 Riverside Boulevard, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$750,000$3383/2.52,2201840.3
31 Minnie Street, St. Augustine, FL 32080Listed by RE/MAX BLUE COASTDec 2025$965,000$5363/31,79930.4
327 Micklers Road, St. Augustine, FL 32080Listed by REAL ESTATE ASSET DISPOSITION CORP.Sep 2026$1,002,000$3483/32,8831560.5
5900 Costanero Road, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLCSep 2026$900,000$3183/3.52,8331040.5
225 Pizarro Road, St. Augustine, FL 32080Listed by CENTURY 21 BECKHAM REALTYJul 2026$875,000$3683/2.52,3761230.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,350,000
Price / Sq Ft$531
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,542
Total Structure Area3,840 sq ft
Acres0.17 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address5497 Pelican Way, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Hills
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size7,405.2 sq ft
Lot Dimensions49x148x47x151
Parcel Number1776700180
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Off Street
ViewBeach

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Leased, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchCovered
FencingBack Yard, Vinyl
RoofShingle
ConstructionFrame, Shell Dash, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 18, 2026
Days on Market7
Tax Amount$12,017.84
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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