This home is in St. Johns — a home near Bartram Trail High School.
Sold·Closed Jul 23, 2026·50 days on market·Recent sales in RiverTown
48 Riva Ridge Place
St. Johns, FL 32259
About this home
St. Johns
Designed for flexibility, space, and the Rivertown lifestyle, 48 Riva Ridge Pl offers 3,161 sq ft with 3 bedrooms, 3.5 bathrooms, and the ability to live like a 4 or 5 bedroom home. The open main living area is filled with natural light and connects seamlessly to the kitchen, dining, and gathering spaces, creating an ideal layout for everyday living and entertaining. The private primary suite provides a relaxing retreat, while a dedicated flex space offers options for an office, guest room, or additional bedroom. Between the 2nd and 3rd bedrooms, a versatile teen retreat/bonus area creates the perfect space for homework, gaming, media, or a second lounge. Enjoy the covered lanai and Rivertown's resort-style amenities, including pools, lazy river, clubhouse, fitness center, riverfront park, kayak launch, trails, playgrounds, dog parks, and community events. Conveniently located near shopping, restaurants, schools, this home keeps you close to everything St Johns has to offer.
Next steps in RiverTown
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $526,285 | $432,208 | — |
| 2024 | $540,818 | $419,320 | — |
| 2023 | $497,756 | $405,650 | — |
| 2022 | $442,379 | $392,379 | — |
| 2021 | $30,000 | $30,000 | — |
2025 property taxes (current owner): $9,901/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 3, 2026Closed$625,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $198/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTY | Sep 2026 | $505,000 | $213 | 3/2 | 2,370 | 55 | 0.4 |
| 175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Aug 2026 | $1,046,000 | $320 | 5/4 | 3,271 | 23 | 0.5 |
| 25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Oct 2026 | $599,000 | $242 | 4/3.5 | 2,471 | 3 | 0.6 |
| 117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS) | Sep 2026 | $735,532 | $232 | 5/3.5 | 3,169 | 0 | 0.6 |
| 130 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS) | Aug 2026 | $630,674 | $264 | 4/3 | 2,385 | 0 | 0.6 |
| 229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Aug 2026 | $525,000 | $207 | 4/3.5 | 2,533 | 102 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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