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10435 Midtown Parkway 326

Jacksonville, FL 32246

$210,000$178/sqftEst. $1,091/moMLS# 2164311

Beds

Baths

1,181

Sq Ft

2006

Built

Garage

Pool

About this home

Jacksonville

WOW! Beautiful TOP-FLOOR condo in the highly desirable Esplanade at Town Center! This move-in-ready 2-bedroom, 2-bath unit features NO CARPET, a freshly painted interior, and professional cleaning. The spacious floor plan offers two generous bedrooms with large walk-in closets, plus a primary bath with a garden tub and separate shower. The kitchen features granite countertops and stainless-steel appliances. Enjoy the convenience of TWO ASSIGNED PARKING SPACES (#220 & #221). Ideally located inside St. Johns Town Center, you can walk to premier shopping, restaurants, Publix, Sprouts, Costco and more. Conveniently located near the University of North Florida and Mayo Clinic, with Downtown Jacksonville approximately 20 minutes away and Jacksonville Beach about 15 minutes. Great location, great floor plan, and an unbeatable lifestyle! Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$210,000

Down Payment: 20%

$42,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$1,091

Principal & Interest: $1,091

Property taxes (est.): $343

Insurance (est.): $140

Estimated Total Monthly

$1,574

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,091

Property taxesest. at asking price, Duval County$343

HOAbilled monthly$553

Estimated total, before insurance$1,986/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,837/yr · $153/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,837/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 10, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$210,000

Price / Sq Ft$178

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,181

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address10435 Midtown Parkway 326, Jacksonville, FL 32246

Area023-Southside-East Of Southside Blvd

SubdivisionEsplanade At Town Center

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size435.6 sq ft

Parcel Number1677275350

Amenities

AmenitiesPool, Barbecue, Clubhouse, Elevator(s), Fitness Center, Management - Full Time, Management- On Site, Trash

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Covered, Garage, Gated, Secured

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Split Bedrooms, Walk-In Closet(s)

AppliancesDryer, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedSeptember 10, 2026

Days on Market0

HOA Fees$552.58 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Trash

Tax Amount$1,837.3

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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10435 Midtown Parkway 326

Jacksonville

Mortgage calculator

True monthly cost

Taxes & assessment

Price & status history

Features

Community Information

Amenities

Interior

Exterior

Additional Information

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