Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra — a waterfront home in Ponte Vedra Beach.

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Active

Active·60 days on market

1332 Ponte Vedra Boulevard

Ponte Vedra, FL 32082

$3,199,000$705/sqftEst. $16,311/moMLS# 2148725

Beds

Baths

4,538

Sq Ft

2016

Built

Garage

Pool

About this home

Ponte Vedra

Tucked away in a private oasis, this exceptional Mediterranean estate blends timeless elegance with modern luxury. Custom craftsmanship shines throughout, from stunning marble floors to the coffered ceiling in the inviting family room. The gourmet chef's kitchen features custom cabinetry, a Butler's Pantry, and a temperature-controlled wine cellar. Wake to tranquil Guana Preserve views from the luxurious owner's suite, complete with a spa-inspired bath featuring a steam shower, soaking tub, and adjoining laundry room. With curated indoor-outdoor living, the backyard offers an extended paver lanai, gas fire pit, and private putting green. 3 stall garage provides flexibility, while a whole-home generator ensuring peace of mind. The sellers have prepared the home with a professional full home inspection, pest/termite inspection, septic tank pump-out and inspection, and whole-home water filtration inspection--all for the next owner's confidence. Includes 1 year diamond warranty from HWA!

Cost to own

Mortgage calculator

Home Price

$3,199,000

Down Payment: 20%

$639,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$16,311

Principal & Interest: $16,311

Property taxes (est.): $4,257

Insurance (est.): $2,133

Estimated Total Monthly

$22,700

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$16,311

Property taxesest. at asking price, St. Johns County$4,257

Estimated total, before insurance$20,568/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$25,147/yr · $2,096/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,848,133	$1,797,411	—
2024	$1,928,407	$1,878,407	—
2023	$1,921,074	$1,861,231	—
2022	$1,855,564	$1,805,564	—
2021	$1,082,467	$903,773	—
2020	$1,005,478	$890,605	—

2025 property taxes (current owner): $25,147/yr

Estimated taxes if purchased at asking price: ~$51,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Concrete, Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,790 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 10, 2026Active$3,199,000
Jun 4, 2026Listed$3,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,199,000

Price / Sq Ft$705

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,538

Acres1.86 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address1332 Ponte Vedra Boulevard, Ponte Vedra, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionPonte Vedra Beach

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32082

Lot Size81,021.6 sq ft

Parcel Number0675300010

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available, Propane

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAttached, Garage, Gated

ViewProtected Preserve, River

Waterfront TypeIntracoastal, Marsh, Navigable Water, Ocean Access, River Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Tankless Water Heater, Washer, Wine Cooler

HeatingCentral, Electric, Zoned

CoolingCentral Air, Electric, Split System, Zoned

FlooringMarble, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Upper Level, Washer Hookup

SecuritySecurity Fence, Security Gate, Security System Owned, Smoke Detector(s)