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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Beach North, Jacksonville Beach.

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Sold

Sold·Closed Jul 31, 2026·11 days on market·Recent sales in Pablo Beach North·Pablo Beach North

922 7th Avenue N

Jacksonville Beach, FL 32250

$529,000sold priceListed at $596,000 · 88.8% of asking$450/sqftMLS# 2151612
3
Beds
2
Baths
1,175
Sq Ft
1955
Built
1
Garage
No
Pool

8 more homes for sale in Pablo Beach North →Search Pablo Beach North on the map

FEMA Zone XNo HOASingle Family Residence1 story

About this home

Pablo Beach North

922 7th Ave N, Jacksonville Beach, FL 32250 3 Bed | 2 Bath | 1-Car Garage This functional single-story concrete block home sits on a 50x125 lot just 9 blocks from the beach in desirable Jacksonville Beach. Built in 1955 with approximately 1,175 sq ft, the property is dated but fully livable and offers excellent potential for buyers seeking value in a prime coastal location close to the sand, boardwalk, dining, and entertainment. • Move-in ready: Add a fresh coat of paint and then it's perfect for immediate occupancy by an owner or tenant. • Value-add renovation: Invest in cosmetic updates like a new kitchen, bathrooms, and flooring to create a modern coastal gem. • Redevelopment: Prime lot for building new, we have workable custom home plans and construction expertise ready to go. Whether you're a first-time buyer, rental investor, or looking to build your dream home, this flexible property delivers strong upside in a high-demand beach community. Don't miss this opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,930
Property taxesest. at asking price, Duval County$864
Estimated total, before insurance$3,794/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$6,690/yr · $557/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$529,000
$105,800
Loan Term
Monthly Payment
$2,930
Principal & Interest: $2,930
Property taxes (est.): $864
Insurance (est.): $353
Estimated Total Monthly
$4,147
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Membrane — year not disclosed (home built 1955)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,625 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$397,553$344,414—
2024$385,716$313,104▲ $113
2023$337,857$284,640—
2022$311,454$258,764—
2021$235,240$235,240—
2020$228,349$228,349—

2026 property taxes (current owner): $6,690/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$596,000
  • Jun 21, 2026Listed$596,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $507/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
909 7th Avenue N, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$490,000$4952/199010
926 6th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$600,000$4513/21,329460.1
827 4th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCJul 2026$599,900$5293/21,13460.2
719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTYJul 2026$585,000$4833/21,212230.2
608 Barbara Lane, Jacksonville Beach, FL 32250Listed by REAL BROKER LLCJun 2026$450,000$4812/193670.2
421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLCSep 2026$465,000$4773/1975570.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$596,000
Price / Sq Ft$507
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,175
Total Structure Area1,653 sq ft
Year Built1955
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address922 7th Avenue N, Jacksonville Beach, FL 32250
Area213-Jacksonville Beach-NW
SubdivisionPablo Beach North
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1743250100

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchSide Porch
FencingBack Yard, Wood
RoofMembrane
ConstructionBlock, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 22, 2026
Days on Market11
Tax Amount$6,689.84
Tax Year2026
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Beach North

Pablo Beach North is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Pablo Beach North homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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