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Sold

Sold·Closed Sep 28, 2026·2 days on market·Recent sales in Jacksonville Beach

1203 13th Avenue N

Jacksonville Beach, FL 32250

$435,000sold priceListed at $435,000 · 100% of asking$432/sqftMLS# 2163560

Beds

1.5

Baths

1,008

Sq Ft

1958

Built

0.5

Garage

Pool

No HOA7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville Beach

A few blocks off Penman Road and under a mile to the sand, this three bedroom beach bungalow on 13th Avenue North sits on one of the bigger lots on the block, with a swooping mid-century roofline that sets it apart before you're even in the door. Inside, the kitchen anchors the home with newer white cabinetry, stainless appliances, and a double basin sink, with plenty of room for a dining area set up that opens straight into the living room where fresh paint and vinyl plank flooring run wall to wall. The garage has been partially converted and provides a flexible bonus room off the living space + works as a home office, home gym, or whatever you need to fit your family! Down the hall, the primary bedroom sits at the back of the home, with windows that allow the warmth of morning light to come in, with the ease of an en suite attached. Two additional secondary bedrooms down the hall, with the full bathroom. Outside, the lot gives you actual yard--paver walkway, fresh landscaping

Next steps in Jacksonville Beach

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409

Property taxesest. at asking price, Duval County$710

Estimated total, before insurance$3,120/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,064/yr · $589/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: material not specified — year not disclosed (home built 1958)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
13th Ave N
about 0.8 mi · 25 parking spaces
Closest park or preserve
Dutton Island Preserve
about 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)
about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dock
about 2 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Fletcher High School Pool
about 0.6 mi · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Publix
about 1 mi · 408 Beach Blvd, Jacksonville Beach

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,064/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 29, 2026Closed$435,000
Sep 6, 2026Pending$435,000
Sep 4, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $356/sq ft; this home is listed at $432/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
16 San Pablo Circle N, Jacksonville Beach, FL 32250Listed by MARZUCCO REAL ESTATE	Jul 2026	$549,000	$427	4/2	1,286	5	0
27 San Pablo Circle N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC	May 2026	$440,000	$355	3/1	1,240	6	0.1
1619 Sunset Drive, Jacksonville Beach, FL 32250Listed by SIGNAL REAL ESTATE INC	Jun 2026	$440,500	$355	3/1.5	1,240	2	0.2
1516 12th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	May 2026	$490,000	$524	2/2	936	48	0.2
1052 Penman Road, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.	Oct 2026	$448,500	$356	3/2	1,260	1	0.3
1207 19th Street N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	May 2026	$410,000	$328	3/2	1,250	32	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$435,000

Price / Sq Ft$432

Bedrooms3

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage1,008

Acres0.17 acres

Year Built1958

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages0.5

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementarySan Pablo, reported on 18 other Jacksonville Beach listings

MiddleDuncan Fletcher, reported on 33 other Jacksonville Beach listings

HighDuncan Fletcher, reported on 40 other Jacksonville Beach listings

County schoolsJacksonville Area Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1203 13th Avenue N, Jacksonville Beach, FL 32250

Area213-Jacksonville Beach-NW

SubdivisionJacksonville Beach

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size7,405.2 sq ft

Parcel Number1782400000

Amenities

UtilitiesElectricity Available, Sewer Available

Water SourcePublic

ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s)

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator

HeatingElectric

CoolingElectric

FlooringVinyl

# of Stories1

LaundryIn Unit

Exterior

Patio / PorchPatio

FencingBack Yard

Additional Information

Date ListedSeptember 4, 2026

Days on Market2

Tax Amount$7,063.95

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Sold by: RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENT (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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