This home is in Jacksonville Beach.
Sold·Closed Jul 27, 2026·5 days on market·Recent sales in Jacksonville Beach
16 San Pablo Circle N
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
MULTIPLE OFFERS, ASKING FOR HIGHEST AND BEST BY 6PM, TUESDAY, JUNE 9TH. Beautifully renovated, lovingly maintained beach bungalow in the heart of Jax Beach. This 4-bedroom, 2-bathroom beach house offers a split floor plan with wood-look tile flooring throughout. The primary suite features a fully updated en-suite bathroom, creating a private retreat within the home. Three spacious guest bedrooms offer space for guests, children, or a home office. Enjoy additional living space in the bright and versatile Florida room, perfect for relaxing and entertaining. Situated on an oversized lot, the property offers endless possibilities to design your dream backyard, whether you envision a pool, outdoor kitchen, garden, or play area. With thoughtful updates, a functional layout, and ample indoor and outdoor living space, this move-in-ready home combines comfort, style, and coastal charm.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1958)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $442,362 | $206,002 | — |
| 2024 | $442,615 | $199,489 | — |
| 2023 | $368,797 | $192,223 | — |
| 2022 | $328,405 | $185,168 | — |
| 2021 | $251,816 | $175,508 | — |
| 2020 | $245,058 | $172,395 | — |
2025 property taxes (current owner): $3,963/yr
Estimated taxes if purchased at asking price: ~$10,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 27, 2026Closed$549,000
- Jul 20, 2026Pending$549,000
- Jun 5, 2026Listed$549,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $443/sq ft; this home is listed at $427/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1203 13th Avenue N, Jacksonville Beach, FL 32250Listed by NAVY TO NAVY HOMES LLC | Sep 2026 | $435,000 | $432 | 3/1.5 | 1,008 | 2 | 0 |
| 16 San Pablo Circle S, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLC | Aug 2026 | $705,000 | $445 | 3/3 | 1,585 | 11 | 0.1 |
| 942 16th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Aug 2026 | $668,000 | $402 | 4/2.5 | 1,662 | 7 | 0.2 |
| 1203 16th Avenue N, Jacksonville Beach, FL 32250Listed by CATTAR REALTY, INC. | Jul 2026 | $655,000 | $443 | 4/2 | 1,478 | 144 | 0.2 |
| 1206 17th Street N, Jacksonville Beach, FL 32250Listed by REAL BROKER LLC | Sep 2026 | $750,000 | $478 | 3/2 | 1,568 | 2 | 0.3 |
| 1201 9th Avenue N, Jacksonville Beach, FL 32250Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $485,000 | $361 | 3/2 | 1,345 | 23 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: MARZUCCO REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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