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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Pending

Pending·29 days on market

1425 Lee Road

St. Johns, FL 32259

$975,000$616/sqftEst. $5,401/moMLS# 2161022
3
Beds
2
Baths
1,584
Sq Ft
1973
Built
2
Garage
No
Pool
FEMA Zone XNo HOA4.16 acresManufactured Home1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

RARE OPPORTUNITY -- 4.3 ACRES IN ST. JOHNS! Create your own private piece of paradise on this beautiful 4.3-acre property located on Lee Road in St. Johns. With plenty of room to build your dream home, add a pool, create outdoor living spaces, and enjoy the privacy and freedom that comes with acreage, the possibilities are endless! The property is partially cleared and fenced and features a small pond, which is currently dry. An older mobile home and garage are also located on the property and will convey AS IS. The property already has a well and septic system in place. The seller has not lived on the property for some time and will make no repairs, improvements, or removal of debris. The property is being sold strictly AS IS. No HOA. No CDD. No timeline to build. Bring your vision and create the property you've always dreamed of! Please have your agent accompany you when viewing the property. MULTIPLE OFFERS, All Offers must be submitted by 9-16-2026

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,401
Property taxesest. at asking price, St. Johns County$1,297
Estimated total, before insurance$6,698/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,454/yr · $121/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$975,000
$195,000
Loan Term
Monthly Payment
$5,401
Principal & Interest: $5,401
Property taxes (est.): $1,297
Insurance (est.): $650
Estimated Total Monthly
$7,348
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,457 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,454/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Pending$975,000
  • Aug 20, 2026Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $385/sq ft; this home is listed at $616/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1265 Whispering Pines Road, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS PVJun 2026$519,000$4023/21,290310.5
1913 State Road 13 N, St. Johns, FL 32259Listed by REAL BROKER LLCJul 2026$790,000$3853/2.52,05020.7
1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$720,000$3993/31,805921.4
696 Hampton Downs Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$2433/21,48121.4
465 N Bridgestone Avenue, Jacksonville, FL 32259Listed by WATSON REALTY CORPJul 2026$445,000$2174/22,055821.4
2683 Foxhunt Trail, St. Johns, FL 32259Listed by SAM FOLDS, INC., REALTORSSep 2026$575,000$3333/21,726191.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000
Price / Sq Ft$616
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,584
Acres4.16 acres
Year Built1973
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
Property ConditionFixer
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1425 Lee Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionOrange Cove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size181,209.6 sq ft
Parcel Number0024600000
ZoningMobile Home(s)

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Available
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingDetached, Garage

Interior

AppliancesElectric Oven, Electric Range
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

Lot DescriptionFew Trees
FencingFenced
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 12, 2026
Days on Market13
Tax Amount$1,454.32
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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