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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach.

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Active Under Contract

$480,000Active Under Contract4 bd · 2 ba · 2,191 sq ft

Active Under Contract·58 days on market·Flora Parke

32424 Pond Parke Place

Fernandina Beach, FL 32034

$480,000$219/sqftEst. $2,617/mo mortgageMLS# 2163619
↓ $5,000 below original list
4
Beds
2
Baths
2,191
Sq Ft
2006
Built
2
Garage
No
Pool

10 more homes for sale in Flora Parke →Search Flora Parke on the map

FEMA Zone XHOA $41/mo8,712 sqft lotSingle Family Residence1 story

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About this home

Flora Parke

5K Price Reduction! This beautifully maintained four-bedroom, two-bath home sits on a fenced 0.20-acre lot overlooking a wooded preserve. Inside, the thoughtful floor plan includes a formal dining room, dedicated office, and spacious family room with an electric fireplace. An oversized sliding door opens to an extended screened patio with a 16.5-by-7.5-foot swim spa, while the generous yard still offers room for a pool, playhouse, or other outdoor activities. The open kitchen is well suited to everyday living and entertaining, with granite countertops, a tile backsplash, breakfast bar, center island, and pantry. A split-bedroom layout adds privacy, and the laundry room is conveniently positioned near the garage and kitchen. A new roof installed in 2025 provides added peace of mind, located within a mile of your shopping and recreational needs, 9.8 miles from the beach, 8.7 miles to the historic district and all located within Nassau County in Fernandina Beach, FL

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,617
Property taxesest. at asking price, Nassau County$663
HOAbilled annually$41
Estimated total, before insurance$3,321/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,302/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,617
Principal & Interest: $2,617
Property taxes (est.): $663
Insurance (est.): $320
Estimated Total Monthly
$3,600
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,302/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 5, 2026Active Under Contract$480,000
  • Sep 24, 2026Price change$480,000−$5,000
  • Sep 10, 2026Listed$485,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$389,000$2384/21,636100.4
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.6
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.6
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.6
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.8
96223 Parliament Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$607,000$3494/21,740100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$480,000
Price / Sq Ft$219
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,191
Acres0.20 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address32424 Pond Parke Place, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size8,712 sq ft
Parcel Number262N28055200240000
ZoningPUD

Amenities

AmenitiesBasketball Court, Park, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s), Other
Spa FeaturesHeated, Above Ground, Private

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionStucco
Other StructuresShed(s)

Additional Information

Date ListedSeptember 10, 2026
Days on Market58
HOA Fees$495 / Annually
HOA FrequencyAnnually
HOA NameFlora Parke HOA
Tax Amount$5,301.54
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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