This home is in Fernandina Beach.
Active·90 days on market
23954 Flora Parke Boulevard
Fernandina Beach, FL 32034
About this home
Fernandina Beach
PRICE REDUCED $24,000! INCREDIBLE VALUE IN FLORA PARKE! This spacious pool home is now the lowest-priced home in Flora Parke and one of the lowest-priced pool homes in Nassau County. This home offers an exceptional opportunity for buyers looking for a great home at an outstanding price. Located just 7 miles from the beach, this property combines a desirable location, fantastic outdoor living, and plenty of potential at a price that is significantly lower than other listings in the neighborhood. The nearly quarter acre lot features an in-ground pool, extended screened lanai, and fully fenced backyard-perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Inside, the flexible, open floor plan includes a formal dining room, dedicated office that could easily serve as a 5th bedroom, custom built-ins, and a cozy fireplace. Recent improvements include new kitchen appliances, new interior paint, new window panes, new water heater, new flooring in the primary bathroom, and a
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $435,250 | $435,250 | — |
| 2024 | $411,970 | $169,861 | — |
| 2023 | $390,327 | $163,457 | — |
| 2022 | $309,851 | $157,240 | — |
| 2021 | $260,960 | $151,204 | — |
| 2020 | $245,356 | $148,426 | — |
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA
County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 1, 2026Active$425,000
- Aug 30, 2026Active Under Contract$425,000
- Aug 26, 2026Price change$425,000−$24,000
- Aug 4, 2026Price change$449,000−$1,000
- Jun 17, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines