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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach.

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Active

$425,0004 bd · 2 ba · 2,264 sq ft

Active·142 days on market·Flora Parke

23954 Flora Parke Boulevard

Fernandina Beach, FL 32034

$425,000$188/sqftEst. $2,317/mo mortgageMLS# 2151117
↓ $25,000 below original list
4
Beds
2
Baths
2,264
Sq Ft
2000
Built
2
Garage
Yes
Pool

10 more homes for sale in Flora Parke →Search Flora Parke on the map

FEMA Zone XHOA $40/mo10,019 sqft lotSingle Family Residence1 story

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About this home

Flora Parke

INCREDIBLE VALUE IN FLORA PARKE! This spacious pool home is now the lowest-priced home in Flora Parke & one of the lowest-priced pool homes in Nassau County. This home offers an exceptional opportunity for buyers looking for a great home at an outstanding price. Located just 7 miles from the beach, this property combines a desirable location, fantastic outdoor living, and plenty of potential at a price that is significantly lower than other listings in the neighborhood. The nearly quarter acre lot features an in-ground pool, extended screened lanai, and fully fenced backyard-perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Inside, the flexible, open floor plan includes a formal dining room, dedicated office that could easily serve as a 5th bedroom, custom built-ins, and a cozy fireplace. Recent improvements include new kitchen appliances, new interior paint, new window panes, new water heater, new flooring in the primary bathroom, and a

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,317
Property taxesest. at asking price, Nassau County$587
HOAbilled annually$40
Estimated total, before insurance$2,944/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,317
Principal & Interest: $2,317
Property taxes (est.): $587
Insurance (est.): $283
Estimated Total Monthly
$3,187
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$435,250$435,250—
2024$411,970$169,861—
2023$390,327$163,457—
2022$309,851$157,240—
2021$260,960$151,204—
2020$245,356$148,426—

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 1, 2026Active$425,000
  • Aug 30, 2026Active Under Contract$425,000
  • Aug 26, 2026Price change$425,000−$24,000
  • Aug 4, 2026Price change$449,000−$1,000
  • Jun 17, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $188/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$389,000$2384/21,636100.3
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.7
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.9
96223 Parliament Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$607,000$3494/21,740101.2
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964501.3
82735 Belvoir Court, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYOct 2026$453,000$2005/32,268491.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$425,000
Price / Sq Ft$188
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,264
Acres0.23 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address23954 Flora Parke Boulevard, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,018.8 sq ft
Parcel Number252N28055000650000

Amenities

AmenitiesBasketball Court, Park, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame

Additional Information

Date ListedJune 17, 2026
Days on Market142
HOA Fees$480 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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