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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Durbin Crossing, St. Johns — a pool home in St. Johns County.

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Sold

Sold·Closed Aug 4, 2026·28 days on market·Recent sales in Durbin Crossing·Durbin Crossing

1908 Dumfries Court

St. Johns, FL 32259

$945,000sold priceListed at $950,000 · 99.5% of asking$234/sqftMLS# 2145526
5
Beds
5
Baths
4,032
Sq Ft
2012
Built
2
Garage
Yes
Pool

31 more homes for sale in Durbin Crossing →Search Durbin Crossing on the map

FEMA Zone XHOA $6/mo15,246 sqft lotSingle Family Residence3 stories

About this home

Durbin Crossing

Welcome to 1908 Dumfries Court, a stunning custom pool home in sought-after Durbin Crossing offering 5 bedrooms, 5 full bathrooms, a dedicated office, and a private flex room on its own floor--perfect as a game room, media room, or guest retreat. This thoughtfully designed split floor plan offers exceptional space and storage throughout. Rich hardwood floors, crown molding, and elegant architectural details create a warm and inviting atmosphere. The gourmet kitchen features granite countertops, double wall ovens, a large center island, and opens seamlessly to the spacious family room with built-in shelving and a fireplace. The luxurious primary suite includes a spa-inspired bath with soaking tub and oversized walk-in shower. Step outside to your private backyard oasis with a screened lanai, sparkling pool with waterfall feature, and peaceful preserve views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,234
Property taxesest. at asking price, St. Johns County$1,257
HOAbilled annually$6
Estimated total, before insurance$6,497/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,563/yr · $880/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$945,000
$189,000
Loan Term
Monthly Payment
$5,234
Principal & Interest: $5,234
Property taxes (est.): $1,258
Insurance (est.): $630
Estimated Total Monthly
$7,122
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$839,410$446,826—
2024$748,886$433,526—
2023$724,218$419,443—
2022$674,640$405,770—
2021$485,762$392,495—
2020$463,284$386,386—

2025 property taxes (current owner): $10,563/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 5, 2026Closed$950,000
  • Jun 4, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $236/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1629 Fenton Avenue, St. Johns, FL 32259Listed by ROUND TABLE REALTYJul 2026$875,000$2395/3.53,668500.2
136 Dundee Place, St. Johns, FL 32259Listed by MOMENTUM REALTYJul 2026$1,000,000$2554/3.53,92270.2
1684 Fenton Avenue, St. Johns, FL 32259Listed by TAH FLORIDA LLCSep 2026$585,000$2015/32,909440.4
156 Wellwood Avenue, St. Johns, FL 32259Listed by REMAX WELCOME HOMEAug 2026$914,300$2135/3.54,285710.5
171 Wellwood Avenue, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCJul 2026$1,275,000$2975/3.54,28930.5
532 Saddlestone Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$982,000$2565/43,834370.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$236
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,032
Acres0.35 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo

School Information

Community Information

Address1908 Dumfries Court, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionDurbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size15,246 sq ft
Parcel Number0096315319

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Management - Off Site, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories3
LevelsMulti/Split
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingOther, Back Yard, Vinyl
RoofShingle
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market28
HOA Fees$67 / Annually
HOA FrequencyAnnually
HOA NameDurbin Crossing
Tax Amount$10,563.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Durbin Crossing

Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Durbin Crossing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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