This home is in Durbin Crossing, St. Johns.

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Active Under Contract

Active Under Contract·42 days on market·Durbin Crossing

1908 Dumfries Court

St. Johns, FL 32259

$950,000$236/sqftEst. $5,056/moMLS# 2145526

Beds

Baths

4,032

Sq Ft

2012

Built

Garage

Yes

Pool

About this home

Durbin Crossing

Welcome to 1908 Dumfries Court, a stunning custom pool home in sought-after Durbin Crossing offering 5 bedrooms, 5 full bathrooms, a dedicated office, and a private flex room on its own floor--perfect as a game room, media room, or guest retreat. This thoughtfully designed split floor plan offers exceptional space and storage throughout. Rich hardwood floors, crown molding, and elegant architectural details create a warm and inviting atmosphere. The gourmet kitchen features granite countertops, double wall ovens, a large center island, and opens seamlessly to the spacious family room with built-in shelving and a fireplace. The luxurious primary suite includes a spa-inspired bath with soaking tub and oversized walk-in shower. Step outside to your private backyard oasis with a screened lanai, sparkling pool with waterfall feature, and peaceful preserve views.

Cost to own

Mortgage calculator

Home Price

$950,000

Down Payment: 20%

$190,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,829

Principal & Interest: $4,829

Est. Taxes & Insurance: $1,207

Estimated Total Monthly

$6,036

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,056

Property taxesest. at asking price, St. Johns County$1,264

HOAbilled annually$6

Estimated total, before insurance$6,326/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$839,410	$446,826	—
2024	$748,886	$433,526	—
2023	$724,218	$419,443	—
2022	$674,640	$405,770	—
2021	$485,762	$392,495	—
2020	$463,284	$386,386	—

2025 property taxes (current owner): $10,563/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 4, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$950,000

Price / Sq Ft$236

Bedrooms5

Bathrooms5.00

Full Baths5

Square Footage4,032

Acres0.35 acres

Year Built2012

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

School Information

ElementaryPatriot Oaks Academy

MiddlePatriot Oaks Academy

HighCreekside

Community Information

Address1908 Dumfries Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionDurbin Crossing

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size15,246 sq ft

Parcel Number0096315319

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Management - Off Site, Park, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories3

LevelsMulti/Split

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup