This home is in Waterleaf, Jacksonville — a waterfront home in Jacksonville.
Active·48 days on market·Waterleaf
1076 Candlebark Drive
Jacksonville, FL 32225
8 more homes for sale in Waterleaf →Search Waterleaf on the map
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About this home
Waterleaf
Welcome to 1076 Candlebark Dr. in Waterleaf! This beautifully updated and exceptionally maintained 4-bedroom, 3-full-bath home offers an ideal combination of privacy, space, and modern luxury. Situated on a spacious .76-acre lot with room for a pool, space to park RV/boat on preserve and pond views, this property provides a tranquil backyard setting with plenty of privacy. Inside, the home has been extensively renovated with thoughtful attention to quality and functionality. The stunning 2026 kitchen features custom cabinetry, an extended island, premium quartz countertops and backsplash, custom storage, and a premium KitchenAid appliance package. The spacious living areas feature high-end CoreTec flooring, a striking 72-inch electric fireplace with custom mantel, updated lighting, and fresh interior and exterior paint. Major improvements include a 2020 roof, two newer HVAC systems with new ductwork, upgraded electrical panel, new Pella double-pane windows, new Pella sliding doors
Next steps in Waterleaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AH — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 6 mi · 14 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)10 min drive · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 4 mi · Pablo Creek
Closest youth league fields
Ed Austin Regional Park8 min drive · Baseball, Softball, Soccer
Closest grocery store
Publix6 min drive · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:38 AM, sunset 6:41 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,383/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Price change$634,000−$15,900
- Sep 10, 2026Active$649,900
- Sep 4, 2026Listed$649,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $209/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1148 Candlebark Drive, Jacksonville, FL 32225Listed by COASTAL REALTY JAX | Jun 2026 | $491,000 | $194 | 5/3 | 2,526 | 44 | 0.1 |
| 970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTY | Sep 2026 | $440,000 | $197 | 4/2 | 2,234 | 48 | 0.2 |
| 956 Candlebark Drive, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $535,000 | $193 | 4/4 | 2,766 | 1 | 0.2 |
| 880 Candlebark Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $555,000 | $200 | 5/4 | 2,770 | 5 | 0.3 |
| 1693 Timber Crossing Lane, Jacksonville, FL 32225Listed by HERRON REAL ESTATE LLC | Aug 2026 | $500,000 | $176 | 4/3 | 2,841 | 20 | 1 |
| 12258 Scotts Cove Trail, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $465,500 | $217 | 4/2 | 2,145 | 1 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Waterleaf
Waterleaf is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Waterleaf homes for sale →Keep looking
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For Sale958 Mineral Creek DriveJacksonville, FL 32225
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For Sale514 Candlebark DriveJacksonville, FL 32225
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Krista Fracke
Broker Associate
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