This home is in Waterleaf, Jacksonville — a home near Sandalwood High School.
$466,5004 bd · 3 ba · 2,292 sq ft
Active·45 days on market·Waterleaf
958 Mineral Creek Drive
Jacksonville, FL 32225
8 more homes for sale in Waterleaf →Search Waterleaf on the map
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About this home
Waterleaf
Welcome to Waterleaf, where this inviting two-story home offers a flexible floor plan, natural light, and a beautiful wood staircase at the entry. Fresh paint, new bedroom carpet, laminate flooring in the main living areas and primary bedroom, and a newer roof for peace of mind. Gather around the cozy living room fireplace, prepare meals in the kitchen with granite countertops, or enjoy a quiet evening on the screened lanai overlooking the fenced backyard. Upstairs, the primary suite features vaulted ceilings, a walk-in closet, and an en-suite bath with dual sinks, a soaking tub, and walk-in shower. A downstairs bedroom and full bath are perfect for guests, while the upstairs loft offers room for a second living space. A short walk to Waterleaf's amenities, including a pool, kids' splash pad, playground, and basketball courts. With community ponds, walking paths, and wooded preserves nearby, you'll enjoy a neighborhood that feels tucked away yet centrally located in Jacksonville!
Next steps in Waterleaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,774 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 6 mi · 14 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)10 min drive · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 4 mi · St. Johns River
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – South Kayak Launchabout 4 mi · Pablo Creek
Closest youth league fields
Ed Austin Regional Park8 min drive · Baseball, Softball, Soccer
Closest grocery store
BJ's Wholesale Club7 min drive · 12200 Atlantic Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,219/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 30, 2026Price change$466,500−$8,000
- Oct 20, 2026Price change$474,500−$4,500
- Sep 16, 2026Listed$479,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $204/sq ft; this home is listed at $204/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTY | Sep 2026 | $440,000 | $197 | 4/2 | 2,234 | 48 | 0 |
| 12258 Scotts Cove Trail, Jacksonville, FL 32225Listed by KELLER WILLIAMS ST JOHNS | Oct 2026 | $465,500 | $217 | 4/2 | 2,145 | 1 | 0.8 |
| 12421 Good Neighbor Trail, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $359,000 | $204 | 3/2 | 1,762 | 74 | 0.9 |
| 1572 Mt Airy Court, Jacksonville, FL 32225Listed by 7 STAR REALTY, INC. | Oct 2026 | $280,000 | $160 | 3/2 | 1,752 | 31 | 1 |
| 1716 Chandelier Circle W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $428,000 | $238 | 4/2 | 1,800 | 34 | 1.3 |
| 12559 Herblore Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Oct 2026 | $380,000 | $194 | 4/2 | 1,956 | 12 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Waterleaf
Waterleaf is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Waterleaf homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines