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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Waterleaf, Jacksonville — a home near Sandalwood High School.

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Sold

Sold·Closed Jul 2, 2026·1 day on market·Recent sales in Waterleaf·Waterleaf

956 Candlebark Drive

Jacksonville, FL 32225

$535,000sold priceListed at $535,000 · 100% of asking$193/sqftMLS# 2149539
4
Beds
4
Baths
2,766
Sq Ft
2005
Built
2
Garage
No
Pool

9 more homes for sale in Waterleaf →Search Waterleaf on the map

HOA $71/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Waterleaf

Welcome home to this beautifully maintained property in one of Jacksonville's most desirable communities! Freshly painted and featuring freshly steam-cleaned carpets, this move-in-ready home offers both comfort and peace of mind. Major updates have already been completed, including a newer roof, HVAC system, and water heater--all replaced within the last five years. Inside, you'll find a spacious and inviting layout that's perfect for everyday living and entertaining. Located in a community known for its great schools and fantastic amenities, residents enjoy access to an amenity center that adds to the neighborhood's appeal and lifestyle. Whether you're relaxing at home or taking advantage of the community features, there's something here for everyone. Conveniently located near shopping, dining, beaches, and major commuter routes, this home combines location, value, and updated systems in one incredible package. Don't miss your opportunity to own a well-cared-for home where the..

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,963
Property taxesest. at asking price, Duval County$874
HOAbilled semi-annually$71
Estimated total, before insurance$3,908/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,454/yr · $371/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$535,000
$107,000
Loan Term
Monthly Payment
$2,963
Principal & Interest: $2,963
Property taxes (est.): $874
Insurance (est.): $357
Estimated Total Monthly
$4,194
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$410,164$221,224—
2024$397,170$214,282▲ $19,935
2023$392,349$206,585—
2022$377,465$199,112—
2021$280,364$191,857—
2020$272,181$188,518—

2025 property taxes (current owner): $4,454/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $193/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTYSep 2026$440,000$1974/22,234480.1
880 Candlebark Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$555,000$2005/42,77050.1
757 Benton Harbor Drive E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$430,000$2163/21,993970.7
12528 Point Park Drive, Jacksonville, FL 32225Listed by WATSON REALTY CORPJul 2026$399,900$1993/22,013370.9
1693 Timber Crossing Lane, Jacksonville, FL 32225Listed by HERRON REAL ESTATE LLCAug 2026$500,000$1764/32,841201.1
12210 Dove Ridge Drive, Jacksonville, FL 32225Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$435,000$2163/22,017491.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$535,000
Price / Sq Ft$193
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,766
Acres0.18 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWaterleaf
MiddleLandmark

Community Information

Address956 Candlebark Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionWaterleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size7,840.8 sq ft
Parcel Number1622251935
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 9, 2026
Days on Market1
HOA Fees$424 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameWaterleaf HOA
Tax Amount$4,453.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Waterleaf

Waterleaf is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.

View all Waterleaf homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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