This home is in Waterleaf, Jacksonville.

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Active

Active·Listed today·Waterleaf

880 Candlebark Drive

Jacksonville, FL 32225

$539,900$195/sqftEst. $2,874/moMLS# 2155712

Beds

Baths

2,770

Sq Ft

2004

Built

Garage

Pool

About this home

Waterleaf

Beautifully updated 2,770 sq. ft. home featuring 5 bedrooms and 4 full bathrooms with the perfect blend of space, style, and privacy. This move-in-ready home showcases luxury vinyl plank flooring throughout, a stunning updated kitchen with modern finishes, ample workspace, and plenty of room for entertaining. The spacious living areas are filled with natural light and designed for comfortable everyday living. The updated bathrooms add a touch of luxury throughout the home, while the primary suite serves as a true retreat with a beautifully renovated spa-inspired bathroom finished to an exceptional standard. Enjoy Florida living year-round from the screened-in porch complete with an outdoor kitchen, perfect for relaxing or entertaining family and friends. The backyard backs to a protected preserve, offering peaceful views and added privacy with no rear neighbors. Conveniently located near shopping, dining, schools, and Jacksonville's beaches, this exceptional home offers the upgrades

Cost to own

Mortgage calculator

Home Price

$539,900

Down Payment: 20%

$107,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,744

Principal & Interest: $2,744

Est. Taxes & Insurance: $686

Estimated Total Monthly

$3,430

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,874

Property taxesest. at asking price, Duval County$882

HOAbilled semi-annually$71

Estimated total, before insurance$3,826/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,911/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Listed$539,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$539,900

Price / Sq Ft$195

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,770

Acres0.21 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address880 Candlebark Drive, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionWaterleaf

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size9,147.6 sq ft

Parcel Number1622251890

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Entrance Foyer, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer Stacked

HeatingCentral, Electric, Hot Water

CoolingElectric

FlooringLaminate

# of Stories2

LevelsOne and One Half

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup