Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Waterleaf, Jacksonville — a home near Sandalwood High School.

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Active

Active·45 days on market·Waterleaf

616 Candlebark Drive

Jacksonville, FL 32225

$533,900$177/sqftEst. $2,753/moMLS# 2152774

Beds

Baths

3,024

Sq Ft

2007

Built

Garage

Pool

About this home

Waterleaf

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home offering over 3,000 square feet of thoughtfully designed living space in the highly desirable Waterleaf community. This home features a BRAND NEW roof, a Brand New Modern Fridge & Hurricane Windows. Backing to a protected preserve, this traditional home provides the perfect combination of privacy, comfort, and everyday functionality. Step inside through the welcoming foyer into an open and inviting floor plan featuring elegant wood and tile flooring throughout the main living areas. Please Note: There is also matching wood under the carpet upstairs, for easy removal. The spacious kitchen is designed for both entertaining and daily living, complete with a large center island, pantry, abundant cabinetry, and a full suite of appliances including a refrigerator, electric range, microwave, and dishwasher. The adjoining family room is highlighted by a cozy gas fireplace, creating the perfect gathering space for family and

Cost to own

Mortgage calculator

Home Price

$533,900

Down Payment: 20%

$106,780

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,753

Principal & Interest: $2,753

Property taxes (est.): $872

Insurance (est.): $356

Estimated Total Monthly

$3,981

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,753

Property taxesest. at asking price, Duval County$872

HOAbilled semi-annually$71

Estimated total, before insurance$3,696/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,723/yr · $644/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$457,518	$405,465	—
2024	$443,331	$393,331	▲ $19,930
2023	$441,627	$382,728	—
2022	$420,125	$370,125	—
2021	$296,342	$199,985	—
2020	$291,300	$196,534	—

2025 property taxes (current owner): $7,723/yr

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 28, 2026Listed$533,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$533,900

Price / Sq Ft$177

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage3,024

Acres0.13 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWaterleaf

MiddleLandmark

HighSandalwood

Community Information

Address616 Candlebark Drive, Jacksonville, FL 32225

Area042-Ft Caroline

SubdivisionWaterleaf

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size5,662.8 sq ft

Parcel Number1674452645

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Freezer, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup