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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Oct 5, 2026·99 days on market·Recent sales in Jacksonville

8300 Plaza Gate Lane S 1173

Jacksonville, FL 32217

$88,000sold priceListed at $92,900 · 94.7% of asking$87/sqftMLS# 2146953
2
Beds
2
Baths
1,006
Sq Ft
1985
Built
—
Garage
No
Pool
FEMA Zone XHOA $350/mo1,742 sqft lotCondominium1 story

About this home

Jacksonville

Tired of paying rent? This could be the answer. This 2-bedroom, 2-bath unit has good bones; it just needs updating to have a great end-unit condo. The monthly fee is only $350. There is a community pool, and it is centrally located for shopping, schools, and connector roads. This unit is being sold as-is. Please see the offer instructions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$487
Property taxesest. at asking price, Duval County$144
HOAbilled monthly$350
Estimated total, before insurance$981/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$88,000
$17,600
Loan Term
Monthly Payment
$487
Principal & Interest: $487
Property taxes (est.): $144
Insurance (est.): $59
Estimated Total Monthly
$690
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,522 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$119,500$0▼ $5,000
2024$124,500$0▼ $1,500
2023$126,000$0—
2022$97,500$0—
2021$78,000$0—
2020$69,000$0—

2025 property taxes (current owner): $52/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Closed$92,900
  • Sep 30, 2026Pending$92,900
  • Aug 31, 2026Price change$92,900−$19,100
  • Aug 31, 2026Active$112,000
  • Aug 4, 2026Pending$112,000
  • May 25, 2026Listed$112,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $92/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4310 Plaza Gate Lane S 202, Jacksonville, FL 32217Listed by WATSON REALTY CORPJun 2026$98,000$792/21,247360.1
8137 Village Gate Court, Jacksonville, FL 32217Listed by LOKATIONJul 2026$215,000$1992/21,079330.3
4813 Cherwell Lane B-4-C, Jacksonville, FL 32217Listed by EXP REALTY LLCJun 2026$135,000$1052/1.51,282140.4
8688 Deermoss Way W, Jacksonville, FL 32217Listed by PUBLIC SERVICES REALTYOct 2026$242,500$2093/21,161140.8
4812 Deermoss Way S, Jacksonville, FL 32217Listed by FLORIDA LIFE REALTY AND INVESTMENTS, LLC.Jul 2026$200,000$1952/21,02410.8
4915 Baymeadows Road 8H, Jacksonville, FL 32217Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$117,000$1082/21,0851420.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$92,900
Price / Sq Ft$92
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,006
Acres0.04 acres
Year Built1985
TypeResidential
Sub-TypeCondominium
StylePatio Home, Traditional
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address8300 Plaza Gate Lane S 1173, Jacksonville, FL 32217
Area012-San Jose
SubdivisionBeauclerc Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1485160126

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Exterior

Patio / PorchFront Porch
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 31, 2026
Days on Market99
HOA Fees$350 / Monthly
HOA FrequencyMonthly
HOA NameBeauclerc Lakes
Tax Amount$52.35
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 INTEGRA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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