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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Las Calinas, St. Augustine.

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Active

Active·7 days on market·Las Calinas

846 Battersea Drive

St. Augustine, FL 32095

$409,900$248/sqftEst. $2,118/moMLS# 2163182
3
Beds
2
Baths
1,651
Sq Ft
2012
Built
2
Garage
No
Pool

About this home

Las Calinas

Las Calinas is a sought-after area convenient to St. Augustine and Jacksonville with low HOA and no CDD fees. Amenities include pool and athletic fields. A generous layout of sidewalks offers continuous views of woodlands and natural areas. The highly acclaimed St. Johns County schools are recognized nationally.

Cost to own

Mortgage calculator

$409,900
$81,980
Loan Term
Monthly Payment
$2,118
Principal & Interest: $2,118
Property taxes (est.): $545
Insurance (est.): $273
Estimated Total Monthly
$2,937
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,118
Property taxesest. at asking price, St. Johns County$545
HOAbilled annually$82
Estimated total, before insurance$2,746/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,467/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$345,589$294,867
2024$342,535$292,535
2023$345,009$295,009
2022$322,300$322,300
2021$233,545$154,927
2020$214,914$152,098

2025 property taxes (current owner): $4,467/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 2, 2026Listed$409,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,900
Price / Sq Ft$248
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,651
Total Structure Area2,565 sq ft
Acres0.29 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address846 Battersea Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionLas Calinas
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size12,632.4 sq ft
Parcel Number0716220580
ZoningResidential

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchGlass Enclosed, Patio
RoofShingle
ConstructionConcrete, Stucco

Additional Information

Date ListedSeptember 3, 2026
Days on Market1
HOA Fees$987 / Annually
HOA FrequencyAnnually
HOA NameLas Calinas, Las Calinas Estates
Tax Amount$4,466.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Las Calinas

Las Calinas is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Las Calinas homes for sale →

Listing Courtesy of: J. ERIC BLANKS REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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