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Jacksonville

Affordable New Construction in Jacksonville — Under $400K

228 homes · 10 new this week · median $352,170 · 982 sold in 12 mo at median $295,790 · 75 days avg on market · updated 4 minutes ago

New affordable new construction in Jacksonville — Under $400K the day they list, by email · free

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New construction under $400K is real in Jacksonville — you just have to know its shape. Most of it is townhome and condo product along the 9B and Gate Parkway corridors, with detached single-family starting in the mid $300s in the newer communities farther out. The listings below are every new-construction home currently asking $400K or less across Duval County.

Short sales and bank-owned homes, from the MLS field that records them →

Market Snapshot

As of November 11, 2026, the median list price for affordable new construction in Jacksonville — Under $400K is $352,170 across 228 active listings, averaging $180/sqft; recent MLS-recorded sales show a median sold price of $295,790 across 982 closings.

Median List Price: $352,170
Avg. Price / Sq Ft: $180/sqft
Median Sold (12 mo, MLS): $295,790; ▼ 2% vs prior 6 mo
Active Listings: 228
HOA Dues: ~$85/mo typical; 203 of 228 listings carry dues

What’s for sale: 226 homes (median $352,170) · 2 multi-family (median $354,995)

Market stats are based on affordable new construction in Jacksonville — Under $400K, including 982 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

Communities with homes for sale right now

Live from the MLS — community names as their listings report them, so large communities can appear as more than one section or phase. Counts are the homes matching this guide’s criteria; each link opens the community’s full page, which usually carries more.

Diamond Springs

15 actives · from $229,900

Bridle Creek

15 actives · from $199,435

The Arbors

11 actives · from $352,350

Egret Creek

10 actives · from $235,000

Hansen Creek

9 actives · from $224,940

Villages Of Westport

7 actives · from $364,990

All communities with current listings (63)

Kings Creek (7) · Ashley Laurel Oaks (7) · Marietta Estates (7) · River City Villas (6) · Westview Manor (6) · Coopers Meadows (6) · Landings at Pecan Park (6) · Irongate Villas (5) · Aspen Trail (5) · **verifying Subd** (5) · Johnson Commons Townhomes (5) · Not Validd (5) · Trout River (5) · Villas at Bishop Oaks (5) · Ellis Cove (4) · Park Trace (4) · Joseph Oaks (4) · Cove at Southwood (4) · Deer Creek (4) · Cary Landing Townhomes (4) · Section Land (3) · Harts Ridge West (3) · Bellbrooke (3) · Oak Hill Village Townhomes (3) · Copes Landing Phase 1 (3) · Dinsmore Farms (2) · Panther Creek (2) · Parental Home (2) · Grand Boulevard (2) · Harts Ridge East (2) · Los Angeles Gardens (2) · Bartram Meadows (2) · Avalon Woods (2) · The Highlands (2) · John Broward Grant (2) · Dewees Grant (1) · Merrill (1) · Cedar Creek (1) · Hawkes Meadow (1) · Herlong (1) · Homes At Colony Cove (1) · Irongate (1) · Weston Woods (1) · Atlantic Highlands (1) · Kings Preserve (1) · Bartram Trail (1) · Liberty Square (1) · Duval Station Fischer (1) · Atlantic Blvd Estate (1) · Oak Park (1) · Azalea Creek (1) · Riverside Gardens (1) · Royal Terrace (1) · Saddle Oaks (1) · Seminole Palms (1) · Springfield (1) · Sutton Place (1)

All 228 Homes for Sale

Showing the 120 highest-priced matches — use the filters to narrow, or search the full map.

Showing 120 of 120

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Closed sales

What homes in affordable new construction in Jacksonville — Under $400K actually sold for

Median closed price by year from the MLS, 2019 to 2026: down 5% since 2025. 821 sales closed in 2026 at a median $167 per square foot.

Year	Sales	Median sold	$/sq ft	Of asking	Days on market
2019	3 †	$355K	$179	100.3%	0
2020	56 †	$239K	$154	98%	81
2021	56 †	$280K	$170	98.3%	76
2022	20 †	$315K	$203	99.8%	29
2023	29 †	$276K	$216	99%	97
2024	322 †	$297K	$174	99.2%	40
2025	918	$308K	$170	99.6%	52
2026	821	$293K	$167	100%	42

Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price. † A partial year in the feed: it carries only some of that year’s sales, so the median rests on fewer homes and the percent change above starts at the first full year.

This market, from the inside

Two things every builder-inventory buyer should know. The on-site sales agent works for the builder, not for you — bring your own representation to the first visit; it typically costs you nothing, and the contract is written in the builder’s favor. And the sticker price is the start of the conversation, not the end: builders move rate buydowns and closing-cost incentives constantly, especially on standing inventory.

Frequently asked questions

Can I find new construction under $300K in Jacksonville?

Sometimes — and it is almost always attached product: townhomes and condos in the 9B corridor and the growing Northside. Detached single-family under $300K is rare and usually reflects a far-out location or an opening-phase incentive price. Set an alert on this page and I’ll flag anything real the day it lists.

Do these communities have CDD fees?

Some do — newer master-planned communities often financed infrastructure with Community Development District bonds, collected on the property-tax bill on top of HOA dues. Townhome communities add exterior-maintenance HOA fees that vary widely. I pull the exact CDD and HOA numbers on any community here before you offer, because they change the real monthly payment.

Is a cheap new build better than a renovated resale at the same price?

It depends what you’re buying it for. New construction wins on warranty, insurability, and predictable maintenance for the first years; a resale at the same price often wins on lot size, location, and no CDD. I run both options side by side for buyers at this price point — the true monthly cost, not the sticker, is the honest comparison.

Looking for affordable new construction in Jacksonville — Under $400K?

I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.

Thinking of selling?

What’s your Jacksonville home worth?

The sales above are the comp set a buyer will see. When you want a real number for your own home, Krista prepares it personally — no algorithm guesses — from the MLS-recorded sales in Jacksonville, backed by 20+ years and 500+ closings in Northeast Florida.

Get my Jacksonville home value →

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