Affordable New Construction in Jacksonville — Under $400K
250 homes · 26 new this week · updated 8 minutes ago
New construction under $400K is real in Jacksonville — you just have to know its shape. Most of it is townhome and condo product along the 9B and Gate Parkway corridors, with detached single-family starting in the mid $300s in the newer communities farther out. The listings below are every new-construction home currently asking $400K or less across Duval County.
Two things every builder-inventory buyer should know. The on-site sales agent works for the builder, not for you — bring your own representation to the first visit; it typically costs you nothing, and the contract is written in the builder’s favor. And the sticker price is the start of the conversation, not the end: builders move rate buydowns and closing-cost incentives constantly, especially on standing inventory.
Market Snapshot
As of August 14, 2026, the median list price in affordable new construction in jacksonville — under $400k is $329,136 across 250 active listings, averaging $181/sqft; recent MLS-recorded sales show a median sold price of $289,928 across 236 closings.
- Median List Price
- $329,136
- Avg. Price / Sq Ft
- $181/sqft
- Median Sold (12 mo, MLS)
- $289,928
- ▼ 23.1% vs prior 6 mo
- Active Listings
- 250
- HOA Dues
- ~$100/mo typical
- 234 of 250 listings carry dues
What’s for sale: 249 homes (median $329,900) · 1 multi-family (median $299,990)
Market stats are based on similar homes in affordable new construction in jacksonville — under $400k, including 236 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.
affordable new construction in jacksonville — under $400k Home Values
The MLS-recorded sales above are what homes in affordable new construction in jacksonville — under $400k actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales.
Communities with homes for sale right now
Live from the MLS — community names as their listings report them, so large communities can appear as more than one section or phase.
The Arbors
15 actives · from $352,350
Bridle Creek
15 actives · from $248,440
Egret Creek
13 actives · from $242,000
Diamond Springs
12 actives · from $276,400
Hansen Creek
10 actives · from $269,940
Irongate Villas
10 actives · from $229,290
All communities with current listings (64)
Ashers Landing (10) · Cypress Meadows (9) · Landings at Pecan Park (8) · Villages Of Westport (8) · Avalon Woods (7) · Normandy Pines Townhomes (7) · Cove at Southwood (7) · Bartram Meadows (6) · Aspen Trail (6) · Emerald Isles (5) · Joseph Oaks (5) · Johnson Commons Townhomes (5) · Saddle Oaks (4) · Sabal Terrace Townhomes (4) · Park Trace (4) · Cary Landing Townhomes (4) · Villas at Bishop Oaks (4) · Wells Landing (4) · Ellis Cove (4) · **verifying Subd** (4) · Trout River (4) · Westview Manor (4) · Seaton Creek Reserve (4) · Cedar Creek (4) · Bellbrooke (3) · Kasen Oaks Townhomes (3) · Marietta Estates (3) · Oak Hill Village Townhomes (2) · Copes Landing Phase 1 (2) · Deer Creek (2) · Panther Creek (2) · New Riverside (1) · Lincoln Villas (1) · Not Validd (1) · Liberty Square (1) · Oak Park (1) · Oceanway (1) · Ortega Farms (1) · Atlantic Blvd Estate (1) · Parental Home (1) · John Broward Grant (1) · Plum Tree (1) · Royal Terrace (1) · Heart Of Riverside (1) · Hawkes Meadow (1) · Harts Ridge West (1) · Section Land (1) · Springfield (1) · St Nicholas (1) · Sutton Place (1) · Hardwick Farms (1) · Grand Boulevard (1) · Enclave At Mill Creek North Townhomes (1) · Coopers Meadows (1) · Warringtons (1) · Azalea Creek (1) · Weston Woods (1) · Metes & Bounds (1)
Showing 250 of 250
Active$299,589MLS# 2159118Est. $1,595/mo3974 Palladian Court, Jacksonville, FL 322113 Beds2 Baths1,717 sqftResidentialLENNAR REALTY INCin Enclave At Mill Creek North Townhomes
Frequently asked questions
Can I find new construction under $300K in Jacksonville?
Sometimes — and it is almost always attached product: townhomes and condos in the 9B corridor and the growing Northside. Detached single-family under $300K is rare and usually reflects a far-out location or an opening-phase incentive price. Set an alert on this page and I’ll flag anything real the day it lists.
Do these communities have CDD fees?
Some do — newer master-planned communities often financed infrastructure with Community Development District bonds, collected on the property-tax bill on top of HOA dues. Townhome communities add exterior-maintenance HOA fees that vary widely. I pull the exact CDD and HOA numbers on any community here before you offer, because they change the real monthly payment.
Is a cheap new build better than a renovated resale at the same price?
It depends what you’re buying it for. New construction wins on warranty, insurability, and predictable maintenance for the first years; a resale at the same price often wins on lot size, location, and no CDD. I run both options side by side for buyers at this price point — the true monthly cost, not the sticker, is the honest comparison.
Looking for affordable new construction in jacksonville — under $400k?
I’ll send new listings the moment they hit the market and walk through the details that don’t show up in the MLS — water access, HOA rules, what a feature really costs to maintain.
Contact Krista