Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Deerwood, Jacksonville — a gated community home in Jacksonville.

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Active

Active·2 days on market·Deerwood

8239 Hollyridge Road

Jacksonville, FL 32256

$999,999$330/sqftEst. $5,168/moMLS# 2162578

Beds

Baths

3,034

Sq Ft

1966

Built

Garage

Pool

About this home

Deerwood

HARMONY ON THE GOLF COURSE! Welcome to an exceptional Deerwood residence where timeless charm, modern comfort, and breathtaking views create a truly elevated lifestyle. Set on an expansive lot overlooking serene lakes and the lush greenery of the 4th fairway, this light-filled home offers a picturesque retreat in an enviable setting. The inviting main level blends classic character with sophisticated updates, featuring quartz countertops, stainless steel appliances, rich hardwood flooring, and distinctive original brick floors. Large windows bathe the interiors in natural light while framing panoramic views of the surrounding landscape. Outdoors, an elegant iron balcony and brick-paver accents create the perfect setting for morning coffee or evening entertaining. Two private rear courtyards offer additional spaces for alfresco dining, gatherings, or peaceful relaxation. Enjoy refined living, privacy, and spectacular golf-course views in the heart of Deerwood. Pictures have been staged.

Cost to own

Mortgage calculator

Home Price

$999,999

Down Payment: 20%

$200,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$5,168

Principal & Interest: $5,168

Property taxes (est.): $1,633

Insurance (est.): $667

Estimated Total Monthly

$7,467

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$5,168

Property taxesest. at asking price, Duval County$1,633

HOAbilled annually$256

Estimated total, before insurance$7,056/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,739/yr · $1,062/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,739/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History