This home is in Deerwood, Jacksonville.

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Active

Active·46 days on market·Deerwood

10702 Crosswicks Road

Jacksonville, FL 32256

$795,000$276/sqftEst. $4,231/moMLS# 2143015

Beds

Baths

2,876

Sq Ft

1977

Built

Garage

Pool

About this home

Deerwood

Exceptional, one level home located on Pine Lake in the highly desired gated community of Deerwood CC. The home's position on the lot has expansive water views and allows the new owner to leverage a huge backyard. This home captures long, unobstructed vistas that bring light and a sense of tranquility into the main living areas. The home features a split-bedroom (3 bedrooms one side and 2 additional ones on the other side of the home with a full bath) floor plan with spacious living areas and an easy flow for everyday living and entertaining. The kitchen opens to the main gathering spaces. The home is ready for your personal updates and finishes. Major systems, including 2026 roof and HVAC, have been updated and well maintained, allowing you to focus on cosmetic improvements rather than major renovation. The home has been re-plumbed in 2013/2014. The backyard offers excellent space to create your ideal outdoor setting, with room for a pool, fire pit, and entertaining areas

Cost to own

Mortgage calculator

Home Price

$795,000

Down Payment: 20%

$159,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$4,041

Principal & Interest: $4,041

Est. Taxes & Insurance: $1,010

Estimated Total Monthly

$5,051

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,231

Property taxesest. at asking price, Duval County$1,298

HOAbilled annually$250

Estimated total, before insurance$5,779/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$606,665	$0	—
2024	$566,534	$0	▲ $10,681
2023	$589,670	$0	—
2022	$536,708	$0	—
2021	$411,404	$0	—
2020	$347,979	$0	▼ $31,729

2025 property taxes (current owner): $387/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 14, 2026Price change$795,000−$4,000
Jun 1, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$795,000

Price / Sq Ft$276

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,876

Acres0.43 acres

Year Built1977

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address10702 Crosswicks Road, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeerwood

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size18,730.8 sq ft

Parcel Number1486310170

ZoningResidential

Amenities

AmenitiesBasketball Court, Gated, Management - Full Time, Management- On Site, Park, Playground, RV/Boat Storage, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)