This home is in Deerwood, Jacksonville.

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Active

Active·137 days on market·Deerwood

7955 Pine Lake Road

Jacksonville, FL 32256

$849,900$287/sqftEst. $4,524/moMLS# 2132441

Beds

Baths

2,958

Sq Ft

1973

Built

Garage

Pool

About this home

Deerwood

Now is your chance! Fountain has been removed! Welcome to this beautifully updated 4 bedroom, 2.5 bath home situated on almost half an acre inside the prestigious, guard-gated Deerwood Country Club. From the moment you arrive, the brick circular driveway and private courtyard-entry garage create timeless curb appeal. Inside, expansive living spaces are highlighted by luxury vinyl plank flooring throughout and an abundance of natural light. The fully renovated kitchen is a true showpiece featuring quartz countertops, floor-to-ceiling custom cabinetry, luxury appliances, and a separate wine and beverage refrigerator--perfect for entertaining. The open flow into the main living areas creates both functionality and elegance.

Cost to own

Mortgage calculator

Home Price

$849,900

Down Payment: 20%

$169,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,293

Principal & Interest: $4,293

Est. Taxes & Insurance: $1,073

Estimated Total Monthly

$5,366

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,524

Property taxesest. at asking price, Duval County$1,388

HOAbilled annually$254

Estimated total, before insurance$6,165/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$574,480	$451,407	—
2024	$535,505	$437,978	▲ $9,314
2023	$555,670	$423,766	—
2022	$504,256	$409,967	—
2021	$388,390	$360,655	—
2020	$327,869	$327,869	▼ $32,760

2025 property taxes (current owner): $8,538/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,630 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Active$849,900
Feb 28, 2026Listed$849,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$849,900

Price / Sq Ft$287

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,958

Acres0.49 acres

Year Built1973

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address7955 Pine Lake Road, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeerwood

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size21,344.4 sq ft

Lot Dimensions140 x 153

Parcel Number1486310302

Amenities

AmenitiesOther, Basketball Court, Gated, Park, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Circular Driveway, Garage

ViewLake, Trees/Woods, Water

Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesOther, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringVinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LaundryElectric Dryer Hookup

Security24 Hour Security, Gated with Guard