Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Deerwood, Jacksonville — a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·2 days on market·Deerwood

8237 Shade Tree Court

Jacksonville, FL 32256

$615,000$260/sqftEst. $3,165/moMLS# 2157798

Beds

Baths

2,361

Sq Ft

1985

Built

Garage

Pool

About this home

Deerwood

HIGHEST AND BEST BY 5:00 PM Thursday August 13th 2026. Welcome to this spacious, light-filled home on a beautifully landscaped lot in the sought-after Deerwood community.Perfect down-sizing home or just starting. Move-in ready and thoughtfully designed, offers generously sized rooms, abundant storage, and a flexible floor plan. The bright kitchen features solid-surface countertops, tile floors, tile back splash, dinette area that opens to a private patio outdoor dining space. Relax in the spacious owner's suite with backyard views, walk-in closet, dual vanities, soaking tub, and separate shower. A charming, air-conditioned cedar Florida Room provides additional living space overlooking the private, fenced backyard. Flex third bedroom is ideal as a home office or guest room. Plus, a formal dining room, oversized laundry room, courtyard-entry garage, extra parking, and exceptional closet space.Updates include a newer roof, HVAC, complete re-plumbing from the street

Cost to own

Mortgage calculator

Home Price

$615,000

Down Payment: 20%

$123,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,165

Principal & Interest: $3,165

Property taxes (est.): $1,004

Insurance (est.): $410

Estimated Total Monthly

$4,579

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,165

Property taxesest. at asking price, Duval County$1,004

HOAbilled annually$250

Estimated total, before insurance$4,419/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,772/yr · $398/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,772/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,628 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 13, 2026Active Under Contract$615,000
Aug 11, 2026Active$615,000
Jul 30, 2026Listed$615,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$615,000

Price / Sq Ft$260

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,361

Total Structure Area2,955 sq ft

Acres0.28 acres

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address8237 Shade Tree Court, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeerwood

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size12,196.8 sq ft

Lot Dimensions75 by 160

Parcel Number1486312634

ZoningResidential

Amenities

AmenitiesBasketball Court, Gated, Management - Full Time, Management- On Site, Park, Playground, RV/Boat Storage, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Washer, Water Softener Owned

HeatingCentral, Electric, Heat Pump, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Window FeaturesSkylight(s)

SecurityFire Alarm, Gated with Guard, Smoke Detector(s)