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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·3 days on market

4186 Foxford Court

Jacksonville, FL 32257

$463,000$195/sqftEst. $2,393/moMLS# 2162432
4
Beds
3
Baths
2,372
Sq Ft
1978
Built
Garage
Yes
Pool

About this home

Jacksonville

HANDYMAN SPECIAL with tons of potential! Centrally located in Mandarin and tucked away on a cul-de-sac, this spacious 4-bedroom, 2-bath home offers approximately 2,372 square feet of living space on an impressive .53-acre creekfront lot. Some nice updates are already in place, including an updated kitchen with beautiful countertops and cabinetry, updated bathrooms, tile flooring and updated lighting fixtures. The home still needs TLC and finishing touches, making it a great opportunity for a buyer ready to complete the renovation and make it their own. Outside, enjoy a fenced backyard, swimming pool, screened porch, storage shed and peaceful creek views. With a large lot, pool, water views and a convenient Mandarin location, this property has so much potential. BANK OWNED. Home and pool are being sold strictly AS-IS. Seller will make no repairs.

Cost to own

Mortgage calculator

$463,000
$92,600
Loan Term
Monthly Payment
$2,393
Principal & Interest: $2,393
Property taxes (est.): $756
Insurance (est.): $309
Estimated Total Monthly
$3,457
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,393
Property taxesest. at asking price, Duval County$756
Estimated total, before insurance$3,149/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,799/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,799/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 2, 2026Active$463,000
  • Aug 28, 2026Listed$463,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$463,000
Price / Sq Ft$195
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,372
Acres0.53 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

Community Information

Address4186 Foxford Court, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionHuntington Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size23,086.8 sq ft
Parcel Number1490170446

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Additional Parking
ViewWater
Waterfront TypeCreek

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
FencingChain Link
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market0
Tax Amount$3,798.57
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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