This home is in Jacksonville — a waterfront home in Jacksonville.
Active·51 days on market
4186 Foxford Court
Jacksonville, FL 32257
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
BANK OWNED! Priced below appraised value, this 4-bedroom, 3-bath home offers approximately 2,372 square feet on a spacious .53-acre creekfront lot in a quiet Mandarin cul-de-sac. The home offers a great opportunity for a buyer looking to renovate and add their own finishing touches. Several updates are already in place, including an updated kitchen with beautiful countertops and cabinetry, updated bathrooms, tile flooring and updated lighting. Additional repairs and improvements are needed throughout. Outside, the property features a fenced backyard, swimming pool, screened porch, storage shed and peaceful creek views. With over half an acre, a pool and a convenient Mandarin location, there is plenty of room to work with. Home and pool are being sold strictly AS-IS. Seller will make no repairs.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,671 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave Sabout 14 mi · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 6 mi · 6.4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 1 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 2 mi · Goodby's Creek
Closest youth league fields
Williams Family YMCAabout 1 mi · Basketball, Football, Soccer, Volleyball
Closest grocery store
Walmart Neighborhood Marketabout 0.8 mi · 10550 Old Street Augustine Road, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,799/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 24, 2026Price change$429,000−$34,000
- Sep 2, 2026Active$463,000
- Aug 28, 2026Listed$463,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $181/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORS | Sep 2026 | $390,000 | $234 | 2/2 | 1,669 | 138 | 0.5 |
| 9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $375,000 | $208 | 3/2 | 1,801 | 98 | 0.6 |
| 10348 Sequoya Drive, Jacksonville, FL 32257Listed by HESTIA REAL ESTATE SERVICES, INC. | Sep 2026 | $360,000 | $179 | 4/3 | 2,011 | 39 | 0.6 |
| 9592 Abby Glen Circle, Jacksonville, FL 32257Listed by KELLER WILLIAMS JACKSONVILLE | Oct 2026 | $402,500 | $221 | 3/2 | 1,818 | 39 | 1.1 |
| 9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLC | Sep 2026 | $350,000 | $172 | 5/2 | 2,036 | 166 | 1.1 |
| 10555 Florence Jean Drive, Jacksonville, FL 32257Listed by MOMENTUM REALTY | Sep 2026 | $622,500 | $209 | 4/3.5 | 2,976 | 81 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines