This home is in Tamaya, Jacksonville.

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Pending

Pending·54 days on market·Tamaya

2790 Cassia Lane

Jacksonville, FL 32246

$979,900$378/sqftEst. $4,996/moMLS# 2148392

Beds

Baths

2,591

Sq Ft

2023

Built

Garage

Pool

About this home

Tamaya

2023 Built | Single-Story | Premier Lakefront Lot | Loaded with Upgrades | 4 Bed / 3 Bath / 3 Car tandem Garage. Built in 2023 and showing like a model, this immaculate single-story Costa Mesa floor plan delivers over 2,500 square feet of open, light-filled living -- with panoramic, long-range water views from the living room & primary suite. Arrive to a stunning paver driveway and walkway flanked by manicured flower beds leading to the front door. Inside, a grand foyer sets the tone -- flowing past a private office and laundry area into one of the most impressive great rooms you'll find at this price point. The kitchen anchors the space with a massive island, new marble backsplash, and an effortless connection to the dining area & family room -- where a 16-foot sliding glass door frames those sweeping water views and opens to the extended screened lanai. The family room's tray ceiling adds architectural depth, while natural Florida sunlight pours in throughout the day.

Cost to own

Mortgage calculator

Home Price

$979,900

Down Payment: 20%

$195,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,996

Principal & Interest: $4,996

Property taxes (est.): $1,600

Insurance (est.): $653

Estimated Total Monthly

$7,249

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,996

Property taxesest. at asking price, Duval County$1,600

HOAbilled annually$17

Estimated total, before insurance$6,613/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$18,206/yr · $1,517/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,026,400 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$732,358	$732,358	—
2024	$758,412	$758,412	▲ $120,820
2023	$125,000	$125,000	—
2022	$125,000	$125,000	—

2025 property taxes (current owner): $18,206/yr

Estimated taxes if purchased at asking price: ~$19,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$979,900

Price / Sq Ft$378

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,591

Total Structure Area2,591 sq ft

Acres0.30 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontYes

Community Information

Address2790 Cassia Lane, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionTamaya

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size13,068 sq ft

Parcel Number1652821445

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Management- On Site, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Guest

ViewLake, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringVinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryGas Dryer Hookup, Sink

SecurityGated with Guard, Security Gate