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This home is in Jacksonville.

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Active

Active·1 day on market

1656 Hawkins Cove Drive E

Jacksonville, FL 32246

$470,000$135/sqftEst. $2,396/moMLS# 2157031
6
Beds
4
Baths
3,479
Sq Ft
2001
Built
2
Garage
No
Pool

About this home

Jacksonville

Now Available in HAWKINS COVE! Come see this charming Home consisting of 6 bedrooms PLUS LOFT, 4 bath, 3479(sqft), -clean residence with a spacious layout and great back yard! This is the perfect home for those looking for space and best of it's move in ready. Property is being sold ''as-is'' with right to inspect. It is the buyers and buyer's agent responsibility to verify all room measurements, utilities info, lot size, schools zoning, building addition permits, building materials, along with all property information in this listing. All room measurements and dimensions are estimates.

Cost to own

Mortgage calculator

$470,000
$94,000
Loan Term
Monthly Payment
$2,396
Principal & Interest: $2,396
Property taxes (est.): $767
Insurance (est.): $313
Estimated Total Monthly
$3,477
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,396
Property taxesest. at asking price, Duval County$767
HOAbilled annually$30
Estimated total, before insurance$3,193/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,078/yr · $756/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,078/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,800 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 24, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$470,000
Price / Sq Ft$135
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,479
Total Structure Area4,043 sq ft
Acres0.29 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1656 Hawkins Cove Drive E, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionHawkins Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size12,632.4 sq ft
Parcel Number1652645665

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Additional Information

Date ListedJuly 25, 2026
Days on Market0
HOA Fees$354 / Annually
HOA FrequencyAnnually
Tax Amount$9,077.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SEFAIR INVESTMENTS, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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