This home is in Wells Creek, Jacksonville.
Active·45 days on market·Wells Creek
12975 Holsinger Boulevard
Jacksonville, FL 32256
31 more homes for sale in Wells Creek →Search Wells Creek on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Wells Creek
This beautifully appointed 3-bedroom, 2-bath home with flex space offers the perfect combination of modern finishes, functional living, and an exceptional homesite in sought-after Wells Creek. The spacious open-concept kitchen featuring quartz countertops, 42-inch cabinetry, a large center island, and plenty of space for gathering and entertaining. The versatile flex room provides the ideal spot for a home office, playroom, den, or additional living area. The extra-deep lot overlooking the pond offers added privacy and beautiful views with plenty of outdoor space to relax or entertain. Enjoy all that Wells Creek has to offer with NO CDD fees and an impressive collection of community amenities, including a resort-style pool, playground, dog park, pavilion, and scenic walking paths. A fantastic opportunity to enjoy space, style, and an amenity-filled Florida lifestyle!
Next steps in Wells Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,643/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 25, 2026Price change$415,000−$5,000
- Aug 27, 2026Listed$420,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $252/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13162 Dunwick Road, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $484,999 | $239 | 4/3 | 2,032 | 25 | 0.3 |
| 12096 Elderbank Drive, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTY | Jun 2026 | $383,000 | $277 | 3/2 | 1,382 | 2 | 0.3 |
| 13185 Dunwick Road, Jacksonville, FL 32256Listed by HERRON REAL ESTATE LLC | Oct 2025 | $416,000 | $204 | 3/2.5 | 2,042 | 266 | 0.3 |
| 12018 Elderbank Drive, Jacksonville, FL 32256Listed by FULL HOUSE REALTY | Jun 2026 | $370,000 | $268 | 3/2 | 1,382 | 44 | 0.4 |
| 13157 Cameron Valley Court, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTY | Sep 2026 | $410,000 | $230 | 3/2 | 1,784 | 11 | 0.5 |
| 13627 Brookwater Drive, Jacksonville, FL 32256Listed by ROUND TABLE REALTY | Sep 2026 | $430,000 | $215 | 4/2 | 2,003 | 28 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: 1 PERCENT LISTS FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Wells Creek
Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Wells Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines