This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.
Active·44 days on market·Wells Creek
13502 Brookwater Drive
Jacksonville, FL 32256
About this home
Wells Creek
Welcome home to this charming 1,638 sq. ft. newly built 3-bedroom, 2-bath home with an office/den/playroom, offering the perfect canvas for your personal touch! Step through a beautifully landscaped yard and into a bright, open floor plan that feels instantly spacious, thanks to soaring volume ceilings in the living, dining, and kitchen areas. Whether you're a first-time buyer ready to make your mark or someone looking to settle into a low-maintenance lifestyle, this home checks all the boxes. The kitchen features 42-inch upper maple cabinets, stainless steel appliances including a gas Whirlpool® range, dishwasher, and microwave, everything you need to start cooking and entertaining from day one. Plush carpeting flows through the main living areas, while easy-care vinyl flooring carries through the entry, kitchen, bathrooms, and laundry room. Unwind in your screened and covered patio overlooking a peaceful treed wetland view from your own private retreat at the end of the day.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $468,000 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $347,203 | $347,203 | ▲ $15,971 |
| 2024 | $331,775 | $331,775 | — |
| 2023 | $332,030 | $332,030 | ▲ $36,144 |
| 2022 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $6,544/yr
Estimated taxes if purchased at asking price: ~$7,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 17, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Wells Creek
Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Wells Creek homes for sale →Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines