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This home is in Wells Creek, Jacksonville.

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Active Under Contract

Active Under Contract·48 days on market·Wells Creek

12924 Holsinger Boulevard

Jacksonville, FL 32256

$435,000$264/sqftEst. $2,322/moMLS# 2159534
↓ $5,000 below original list
3
Beds
2
Baths
1,650
Sq Ft
2024
Built
2
Garage
No
Pool

41 more homes for sale in Wells Creek →Search Wells Creek on the map

FEMA Zone XHOA $83/mo7,405 sqft lotSingle Family Residence1 story

About this home

Wells Creek

Experience comfort, style, and modern elegance in this immaculate, like NEW HOME with premium upgrades. Designed with an open concept floor plan, this beautiful residence offers 3 BED, 2 BATH, LOFT/BONUS ROOM and french glass doors that flood the living spaces with natural light while showcasing serene preserve views. Step outside and enjoy your own private backyard oasis. Situated on one of the largest lots, this property offers exceptional privacy along with ample space for outdoor living, entertaining, and relaxation. Located in a desirable convenient location, just minutes from the restaurants, shoping areas, hospitals and beautiful beaches, this exceptional home offers the rare advantage of NO CDD fees while providing access to great amenities. Additionally the home comes with Manor Trio Water Softener, Refrigerator, Washer, Dryer, Window treatments.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,322
Property taxesest. at asking price, Duval County$710
HOAbilled quarterly$83
Estimated total, before insurance$3,116/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,694/yr · $475/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,322
Principal & Interest: $2,322
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,323
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,694/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Active Under Contract$435,000
  • Sep 11, 2026Price change$435,000−$5,000
  • Aug 10, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000
Price / Sq Ft$264
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,650
Total Structure Area2,280 sq ft
Acres0.17 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Traditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12924 Holsinger Boulevard, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size7,405.2 sq ft
Parcel Number1681245560

Amenities

AmenitiesPool, Children's Pool, Dog Park
Community FeaturesSidewalks, Street Lights
UtilitiesNatural Gas Available
Water SourcePublic
Green / EnergyThermostat
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Front Porch, Patio, Screened
RoofShingle
ConstructionComposition Siding, Stone Veneer

Additional Information

Date ListedAugust 11, 2026
Days on Market46
HOA Fees$249 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,694.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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