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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville.

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Sold

Sold·Closed Jun 30, 2026·44 days on market·Recent sales in Wells Creek·Wells Creek

12018 Elderbank Drive

Jacksonville, FL 32256

$370,000sold priceListed at $379,900 · 97.4% of asking$268/sqftMLS# 2141406
3
Beds
2
Baths
1,382
Sq Ft
2022
Built
2
Garage
No
Pool

32 more homes for sale in Wells Creek →Search Wells Creek on the map

HOA $83/mo4,356 sqft lotSingle Family Residence1 story

About this home

Wells Creek

The thoughtfully inspired Barron Low Country floor plan offers an open entertaining themed layout. The Kitchen offers a huge island with beautiful quartz counter tops. All common areas offer wood style tile flooring with carpet in the bedrooms. Garage floor was recently finished. Enjoy 9' ceilings in the Great Room and Kitchen which opens up to the beautiful screened in covered Lanai. Fenced yard. Wells Creek provides convenient access to world-class shopping, entertainment, and recreation plus leading employment centers, top-rated schools, and medical services; the community offers an array of lifestyle amenities including a pavilion, resort-style pool, paw park, playground and plenty of open green space for picnicking -- with no CDD fees

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Property taxesest. at asking price, Duval County$604
HOAbilled quarterly$83
Estimated total, before insurance$2,737/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,741/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Property taxes (est.): $604
Insurance (est.): $247
Estimated Total Monthly
$2,900
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $379,800 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$339,218$236,363—
2024$319,566$228,995▲ $5,000
2023$315,977$315,977▲ $32,079
2022$70,000$70,000—

2025 property taxes (current owner): $4,741/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $275/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13157 Cameron Valley Court, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTYSep 2026$410,000$2303/21,784110.1
12096 Elderbank Drive, Jacksonville, FL 32256Listed by ENDLESS SUMMER REALTYJun 2026$383,000$2773/21,38220.1
7725 Bayard Boulevard, Jacksonville, FL 32256Listed by SMILEEHOUSE AUCTION CO LLCOct 2025$150,000$1224/21,226111.2
14056 Corrine Circle, Jacksonville, FL 32258Listed by KELLER WILLIAMS REALTY AT THE LAKESMay 2026$335,000$2163/21,55491.4
6242 Dalton Spring Court, Jacksonville, FL 32258Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$410,000$2424/21,693152.2
14717 Bulow Creek Drive, Jacksonville, FL 32258Listed by SOMEDAY HOMES REALTY, LLC.Jun 2025$402,000$2253/21,786142.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$275
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,382
Acres0.10 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12018 Elderbank Drive, Jacksonville, FL 32256
Area028-Bayard
SubdivisionWells Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size4,356 sq ft
Parcel Number1681244865

Amenities

AmenitiesPool, Playground
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPorch, Screened
FencingBack Yard, Vinyl
RoofShingle

Additional Information

Date ListedApril 22, 2026
Days on Market44
HOA Fees$249 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,740.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FULL HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wells Creek

Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Wells Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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