Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Wells Creek, Jacksonville — a home near Atlantic Coast High School.

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Active

Active·56 days on market·Wells Creek

13201 Holsinger Boulevard

Jacksonville, FL 32256

$409,000$248/sqftEst. $2,085/moMLS# 2148785

Beds

Baths

1,650

Sq Ft

2022

Built

Garage

Pool

About this home

Wells Creek

Discover the lifestyle you've been looking for in the desirable Wells Creek community by Mattamy Homes in South Jacksonville! This 2022 one-story home offers 1,650 square feet of thoughtfully designed living space with 3 bedrooms plus a versatile flex/library room , perfect for a home office, playroom, or guest space , along with 2 full baths and an upgraded 2-car garage featuring epoxy floors, custom cabinets, and a built-in workbench.Wells Creek residents enjoy low HOA fees with no CDD plus outstanding community amenities including a resort-style pool, playground, dog park, pavilion, and walking paths, ideal for an active, family-friendly lifestyle with plenty of green space and gathering areas. Your private fenced backyard is an entertainer's dream, featuring a spacious screened porch and a brand-new paver patio complete with a gas fire pit, all enhanced by peaceful future residential views .Conveniently located just off US 1 / Philips Highway and minutes from the 9B beltway, this

Cost to own

Mortgage calculator

Home Price

$409,000

Down Payment: 20%

$81,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,085

Principal & Interest: $2,085

Property taxes (est.): $668

Insurance (est.): $273

Estimated Total Monthly

$3,026

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,085

Property taxesest. at asking price, Duval County$668

HOAbilled quarterly$83

Estimated total, before insurance$2,836/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,945/yr · $495/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $400,800 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$365,698	$304,275	—
2024	$344,993	$294,993	▲ $5,000
2023	$342,665	$292,665	▲ $35,569
2022	$70,000	$70,000	—

2025 property taxes (current owner): $5,945/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Price change$409,000−$10,000
Jun 4, 2026Listed$419,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$409,000

Price / Sq Ft$248

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,650

Acres0.11 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address13201 Holsinger Boulevard, Jacksonville, FL 32256

Area028-Bayard

SubdivisionWells Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size4,791.6 sq ft

Parcel Number1681244515

Amenities

AmenitiesPool, Dog Park, Jogging Path, Park, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Range, Gas Range, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit