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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 17, 2026·12 days on market·Recent sales in Jacksonville

1661 Riverside Avenue 313

Jacksonville, FL 32204

$340,000sold priceListed at $340,000 · 100% of asking$324/sqftMLS# 2149944
2
Beds
2
Baths
1,048
Sq Ft
2007
Built
2
Garage
No
Pool
FEMA Zone XHOA $531/mo436 sqft lotCondominium3 stories

About this home

Jacksonville

Tucked on the charming May Street side of 1661 Riverside, this 2-bedroom, 2-bath urban loft offers the walkable lifestyle that makes Riverside one of Jacksonville's most beloved historic neighborhoods. Soaring ceilings, exposed ductwork, engineered hardwood floors, stainless steel appliances, fresh paint, and a new HVAC create a move-in ready space with industrial-chic appeal. Enjoy a peek of the St. Johns River from your private balcony or take in sweeping river, park, and skyline views from the rooftop terrace. In-unit washer and dryer and garage parking add everyday convenience. Spend evenings watching the sunset over Memorial Park, bike or stroll beneath Riverside's canopy of majestic oak trees, browse local art and fresh finds at the Riverside Arts Market, or wander the riverfront gardens of the Cummer Museum. Minutes from Five Points, King Street, downtown Jacksonville, and Ascension St. Vincent's, this home places the best of Riverside living right outside your door.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,883
Property taxesest. at asking price, Duval County$555
HOAbilled monthly$531
Estimated total, before insurance$2,969/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,997/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,883
Principal & Interest: $1,883
Property taxes (est.): $555
Insurance (est.): $227
Estimated Total Monthly
$2,665
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $310,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$280,000$280,000▼ $12,000
2024$292,000$220,375▲ $29,500
2023$262,500$212,500—
2022$250,000$223,054—
2021$223,500$202,777—
2020$195,000$184,343—

2025 property taxes (current owner): $4,997/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 18, 2026Closed$340,000
  • Jul 7, 2026Active Under Contract$340,000
  • Jun 20, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $285/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1661 Riverside Avenue 407, Jacksonville, FL 32204Listed by SPECTRUM REALTY SERVICESAug 2026$385,000$2952/21,305470
1629 Riverside Avenue 7, Jacksonville, FL 32204Listed by DOUGLAS ELLIMAN FLORIDAJun 2025$270,000$2592/11,044840
2030 Herschel Street 2, Jacksonville, FL 32204Listed by COASTAL HOMES NORTH FLORIDA LLCAug 2026$345,000$2852/21,2111710.1
2064 Herschel Street 106, Jacksonville, FL 32204Listed by EXP REALTY LLCJun 2026$245,000$2461/29962080.1
1560 Lancaster Terrace 604, Jacksonville, FL 32204Listed by LUXURY PROPERTY SERVICES GROUPFeb 2026$440,000$3282/21,3402340.2
2159 Riverside Avenue 4, Jacksonville, FL 32204Listed by HOMESMARTJun 2026$225,000$2142/11,053750.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$340,000
Price / Sq Ft$324
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,048
Acres0.01 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryWest Riverside
MiddleLake Shore
HighRiverside

Community Information

Address1661 Riverside Avenue 313, Jacksonville, FL 32204
Area031-Riverside
Subdivision1661 Riverside
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size435.6 sq ft
Parcel Number0904820116
ZoningCondominium

Amenities

UtilitiesSewer Connected
Water SourcePublic
ParkingCovered, Garage
ViewCity

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Open Floorplan
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories3
LaundryIn Unit
SecuritySecured Elevator, Secured Lobby, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionHistoric Area
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 20, 2026
Days on Market12
HOA Fees$530.97 / Monthly
HOA FrequencyMonthly
HOA NamePSMI
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$4,996.93
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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