This home is in Jacksonville.
Pending·23 days on market
2030 Herschel Street 2
Jacksonville, FL 32204
About this home
Jacksonville
Just a few steps to Historic Five Points & shops, restaurants, Publix grocery, parks & coffee shops! This exceptionally remodeled FIRST FLOOR condo is in a cozy homelike condo complex with only 4 units. All units underwent a full renovation in 2008, completely gutted, rewired, new plumbing. No worries about the need for updating to meet modern codes . The best of both worlds, 100 year old charm with new home conveniences. Oak hardwood in the living areas and Pine floors in the bedrooms. The Trane Heat Pump and Rinnai Tankless Water Heater are only 3 years old. The Bosch dishwasher is only one year old. Gorgeous, stained wood built-in cabinetry throughout. Cozy breakfast nook with built-in booth in the kitchen. Comfy tree-shaded covered front porch. Office space with stained built-in desk and bookshelves. New wood plantation shutters and light filtering, pull-down shades. Spacious inside laundry room. Assigned parking space at rear of building.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $379,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $315,000 | $43,124 | — |
| 2024 | $315,000 | $41,202 | — |
| 2023 | $315,000 | $38,546 | — |
| 2022 | $286,000 | $286,000 | — |
| 2021 | $266,000 | $266,000 | ▲ $16,000 |
| 2020 | $250,000 | $250,000 | — |
2025 property taxes (current owner): $1,282/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1919)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,603 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 9, 2026Pending$349,000
- Jul 1, 2026Listed$349,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL HOMES NORTH FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines