Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Amelia National, Fernandina Beach — a waterfront home in Nassau County.

Active

Active·Listed today·Amelia National

95353 Bentgrass Court

Fernandina Beach, FL 32034

$1,052,180$323/sqftEst. $5,404/moMLS# 2161671

Beds

Baths

3,261

Sq Ft

2026

Built

Garage

Pool

About this home

Amelia National

Live in style with the Egret V! 3,000+ sq ft with 4 bedrooms, 3 baths, and open-concept living. Deluxe kitchen, expansive living room, and covered lanai for entertaining or relaxing. Private master suite with tray ceiling, walk-in closets, and spa-inspired bath. Flexible spaces and endless customization options create your dream home.

Cost to own

Mortgage calculator

Home Price

$1,052,180

Down Payment: 20%

$210,436

Interest Rate: 6.65%

Loan Term

Monthly Payment

$5,404

Principal & Interest: $5,404

Property taxes (est.): $1,453

Insurance (est.): $701

Estimated Total Monthly

$7,558

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$5,404

Property taxesest. at asking price, Nassau County$1,453

HOAbilled annually$81

Estimated total, before insurance$6,938/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Listed$1,052,180

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,052,180

Price / Sq Ft$323

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,261

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address95353 Bentgrass Court, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia National

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Dimensions80'

Parcel Number272N28006C04780000

Amenities

AmenitiesClubhouse, Fitness Center, Golf Course, Park, Playground, Tennis Court(s)

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Electric Oven, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne