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This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·2 days on market·Sawgrass

8106 Seven Mile Drive

Ponte Vedra Beach, FL 32082

$2,225,000$572/sqftEst. $11,439/moMLS# 2161657

Beds

Baths

3,887

Sq Ft

1991

Built

Garage

Yes

Pool

About this home

Sawgrass

The Seven Mile Drive home you've been waiting for is finally here! This pristine pool home overlooks the 18th tee box of the Dye Valley course, with eastern exposure and pride-of-ownership care throughout. A 2024 refresh brought new landscaping, fresh paint inside and out, and updated countertops and tile - just move in and enjoy. Numerous system updates in the last two years: new roof, water heater, some windows, reverse osmosis system, most appliances, and even the garage flooring. The primary suite is downstairs along with a flexible office or bedroom, while upstairs offers two more bedrooms plus a bonus room or optional additional bedroom. Out back, a large fenced yard with a gorgeous pool and spa is the perfect spot to watch golfers head up the fairway. As part of the gated Players Club community, you'll enjoy easy access to the TPC Sawgrass Clubhouse dining, as well as in-neighborhood dining at Argyle. With a location this central, you're never far from anything!

Cost to own

Mortgage calculator

Home Price

$2,225,000

Down Payment: 20%

$445,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$11,439

Principal & Interest: $11,439

Property taxes (est.): $2,961

Insurance (est.): $1,483

Estimated Total Monthly

$15,883

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$11,439

Property taxesest. at asking price, St. Johns County$2,961

HOAbilled quarterly$72

Estimated total, before insurance$14,471/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,343/yr · $1,279/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $15,343/yr

Estimated taxes if purchased at asking price: ~$35,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,626 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 25, 2026Listed$2,225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,225,000

Price / Sq Ft$572

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,887

Total Structure Area3,887 sq ft

Acres0.39 acres

Year Built1991

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Salt Water

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address8106 Seven Mile Drive, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionSawgrass Players Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size16,988.4 sq ft

Parcel Number0620810190

ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Gated, Management - Full Time, Management - Off Site, Park, Playground, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryLower Level

SecurityGated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesIn Ground