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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Oct 16, 2026·0 days on market·Recent sales in Sawgrass·Sawgrass

132 N Cove Drive

Ponte Vedra Beach, FL 32082

$2,100,000sold priceListed at $2,100,000 · 100% of asking$588/sqftMLS# 2169585
4
Beds
3.5
Baths
3,570
Sq Ft
1992
Built
3
Garage
Yes
Pool

7 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $150/mo0.62 acresWaterfrontSingle Family Residence1 story

About this home

Sawgrass

Situated in the prestigious TPC Sawgrass community, this beautifully updated home blends modern elegance with everyday comfort. The kitchen features timeless finishes and flows seamlessly into the main living area, where a vaulted ceiling creates an open, inviting atmosphere. The primary suite boasts a custom California Closets-designed closet, while three additional bedrooms, a formal dining room, and a separate living room provide versatile spaces for everyday living and entertaining. Step outside to the enclosed Florida room and discover an exceptional outdoor retreat featuring an expansive patio and screened-in lanai overlooking a saltwater pool. A summer kitchen completes the space, creating the perfect setting for entertaining guests or enjoying relaxed evenings at home. Breathtaking views stretch across the water to the golf course, providing a picturesque backdrop and the perfect setting to embrace the Florida lifestyle year-round.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,632
Property taxesest. at asking price, St. Johns County$2,794
HOAbilled quarterly$150
Estimated total, before insurance$14,576/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$16,204/yr · $1,350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,100,000
$420,000
Loan Term
Monthly Payment
$11,632
Principal & Interest: $11,632
Property taxes (est.): $2,794
Insurance (est.): $1,400
Estimated Total Monthly
$15,826
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $16,204/yr

Estimated taxes if purchased at asking price: ~$33,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$2,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $457/sq ft; this home is listed at $588/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYSep 2026$1,687,500$5655/32,98590.1
144 Clearlake Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,295,000$3615/43,5921160.2
7007 Cypress Bridge Drive N, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$1,150,000$4574/2.52,5141510.2
188 Clearlake Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYJun 2026$1,765,000$4495/4.53,92720.3
6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$985,000$3773/2.52,613160.4
24400 Harbour View Drive, Ponte Vedra Beach, FL 32082Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$2,360,000$5306/44,45320.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,100,000
Price / Sq Ft$588
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,570
Acres0.62 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address132 N Cove Drive, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size27,007.2 sq ft
Parcel Number0620840080
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Gated, Jogging Path, Park, Playground, Security
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewGolf Course, Pond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Dishwasher, Disposal, Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecurityGated with Guard
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionStucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt, Paved

Additional Information

Date ListedOctober 16, 2026
Days on Market0
HOA Fees$450 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$16,203.74
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARSH LANDING REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines