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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active·Listed today·Sawgrass

117 Knotty Pine Trail

Ponte Vedra Beach, FL 32082

$1,575,000$574/sqftEst. $8,621/moMLS# 2168344
3
Beds
2.5
Baths
2,743
Sq Ft
1981
Built
2
Garage
No
Pool

8 more homes for sale in Sawgrass →Search Sawgrass on the map

HOA $162/mo16,553 sqft lotWaterfrontSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sawgrass

Completely Renovated in Ponte Vedra Beach! Welcome to 117 Knotty Pine Trail, a beautifully reimagined 3BR/2.5BA home on a .38-acre lot with mature trees and room for a pool in gated Water Oak at Sawgrass Players Club. Upgrades include a new kitchen, baths and Chevron flooring throughout the first floor. The kitchen features an island seating 6+, THOR appliances and ZLINE double ovens—perfect for entertaining and everyday living. The first-floor Primary Suite offers a spa-inspired shower, extended dual vanity, makeup counter and custom closet. A wood-burning fireplace, formal dining, TV room and laundry complete the first floor. Upstairs offers 2 bedrooms, renovated bath and a versatile loft/office or library space. A private, oversized screened courtyard is perfect for dining and play—creating the indoor/outdoor lifestyle that makes Northeast Florida living so special! Enjoy the exceptional Ponte Vedra Beach location near TPC Sawgrass, golf, dining, shopping, 3 miles from the beach.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$8,621
Property taxesest. at asking price, St. Johns County$2,096
HOAbilled semi-annually$162
Estimated total, before insurance$10,878/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,904/yr · $909/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,575,000
$315,000
Loan Term
Monthly Payment
$8,621
Principal & Interest: $8,621
Property taxes (est.): $2,096
Insurance (est.): $1,050
Estimated Total Monthly
$11,767
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,409 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $10,904/yr

Estimated taxes if purchased at asking price: ~$25,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Listed$1,575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,575,000
Price / Sq Ft$574
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,743
Acres0.38 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address117 Knotty Pine Trail, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionSawgrass Players Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size16,552.8 sq ft
Parcel Number0622850170

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Gated, Jogging Path, Park, Playground, Security
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Gated
UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond, Water
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony, Courtyard
Lot DescriptionCul-De-Sac, Dead End Street, Few Trees
Patio / PorchScreened
RoofShingle
ConstructionWood Siding
Road FrontagePrivate Road

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$969 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSawgrass Master Association
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$10,904.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines