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This home is in Sawgrass, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·1 day on market·Sawgrass

4201 Laurel Oak Way

Ponte Vedra Beach, FL 32082

$1,390,000$493/sqftEst. $7,168/moMLS# 2158345

Beds

Baths

2,819

Sq Ft

1986

Built

Garage

Pool

About this home

Sawgrass

Welcome home to this beautifully updated single-story retreat, ideally situated inside the gates of TPC Sawgrass in the sought-after Cypress Creek section of Sawgrass Players Club. Set on a beautiful lot with a water view and a cul-de-sac street, this 4-bedroom, 3-bath home offers 2,819 square feet of thoughtfully designed one-level living. The fully renovated kitchen features a beverage center, oversized island, pot filler, and premium appliances -- a true showpiece for everyday living and entertaining. High, vaulted ceilings create an open, airy feel, while double front doors and a paver walkway/driveway offer exceptional curb appeal. Step outside to an expansive paver patio with privacy and beautiful water views -- perfect for morning coffee or evening gatherings. There is even room for a pool! Enjoy the Ponte Vedra Beach / Sawgrass TPC lifestyle. Walkable to restaurants/shopping, The Yards and only minutes to the beach!

Cost to own

Mortgage calculator

Home Price

$1,390,000

Down Payment: 20%

$278,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$7,168

Principal & Interest: $7,168

Property taxes (est.): $1,850

Insurance (est.): $927

Estimated Total Monthly

$9,944

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$7,168

Property taxesest. at asking price, St. Johns County$1,850

HOAbilled semi-annually$61

Estimated total, before insurance$9,078/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

property taxes (current owner): $9,946/yr

Estimated taxes if purchased at asking price: ~$22,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,385 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Active$1,390,000
Aug 3, 2026Listed$1,390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,390,000

Price / Sq Ft$493

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,819

Year Built1986

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address4201 Laurel Oak Way, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionSawgrass Players Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0620730160

Amenities

UtilitiesCable Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Waterfront TypeLagoon

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

Window FeaturesSkylight(s)