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This home is in Ponte Vedra Beach.

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Active

Active·15 days on market

411 A N Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$3,500,000$850/sqftEst. $18,628/moMLS# 2153369
4
Beds
3
Baths
4,116
Sq Ft
2002
Built
2
Garage
Yes
Pool

About this home

Ponte Vedra Beach

A rare offering in one of Ponte Vedra Beach's most coveted waterfront enclaves, this completely transformed and rebuilt estate represents luxury living without compromise. Positioned on deep, navigable water with direct access to the Intracoastal Waterway, the property has been extensively renovated, redesigned, and engineered to the highest standards of quality, resilience, and coastal sophistication.Beyond its striking architectural updates, the home benefits from a comprehensive reimagining of the entire property. The septic system was removed and replaced with city water service, while significant fill was brought in to elevate and enhance the homesite. The grounds have been carefully stabilized using substantial structural materials beneath the landscape, creating a secure and enduring waterfront setting. Privacy walls surround the property, providing an exclusive estate-like atmosphere rarely found in the area.

Cost to own

Mortgage calculator

$3,500,000
$700,000
Loan Term
Monthly Payment
$17,790
Principal & Interest: $17,790
Est. Taxes & Insurance: $4,448
Estimated Total Monthly
$22,238
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$18,628
Property taxesest. at asking price, St. Johns County$4,657
Estimated total, before insurance$23,286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $2,100,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,995,249$1,460,201
2024$1,778,302$1,414,516
2023$1,696,223$1,371,860
2022$1,407,236$455,395
2021$895,440$440,675
2020$753,784$433,900

Estimated taxes if purchased at asking price: ~$55,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,635 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 13, 2026Price change$3,500,000$200,000
  • Jul 1, 2026Listed$3,700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$3,500,000
Price / Sq Ft$850
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,116
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes

Community Information

Address411 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionBig Cypress
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Dimensions75'frontage
Parcel Number0625100242

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewIntracoastal
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Electric Oven, Gas Range
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
# of Stories2

Exterior

Lot DescriptionFlag Lot
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Side Porch, Terrace
FencingFenced
RoofShingle

Additional Information

Date ListedJuly 1, 2026
Days on Market12
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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