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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palm Valley Gardens, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Sold

Sold·Closed Aug 4, 2026·73 days on market·Recent sales in Palm Valley Gardens·Palm Valley Gardens

150 A N Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$1,815,000sold priceListed at $1,899,000 · 95.6% of asking$580/sqftMLS# 2139139
4
Beds
3.5
Baths
3,132
Sq Ft
2001
Built
—
Garage
Yes
Pool

6 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map

FEMA Zone XNo HOA1.67 acresWaterfrontSingle Family Residence1 story

About this home

Palm Valley Gardens

Nestled on a private 1.67-acre estate across from the Intracoastal Waterway and only 2 miles from the Atlantic Ocean, this impressive Roscoe Blvd. estate features over 3,100 square feet, 4 spacious bedrooms, 3.5 bathrooms, plus a flex room/office, and sunroom overlooking the pool. Step outside to the outdoor oasis with screened-in pool, spa, summer kitchen, wood burning fire pit area, pond plus a full-size pickleball and basketball court. The home features 2 primary suites, 2 additional bedrooms with a newly updated jack and jill bathroom Plenty of parking and space to store your boat as the boat ramp into the Intracoastal Waterway is 4 miles away. Flood insurance is not required as home is in Flood Zone X. Home is on city water and city sewer with a well for irrigation. No HOA or CDD fees and plenty of room for a detached garage or guest house! Excellent rental history as a short term rental and can be sold fully furnished. 2020 Roof!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,053
Property taxesest. at asking price, St. Johns County$2,415
Estimated total, before insurance$12,468/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,815,000
$363,000
Loan Term
Monthly Payment
$10,053
Principal & Interest: $10,053
Property taxes (est.): $2,415
Insurance (est.): $1,210
Estimated Total Monthly
$13,679
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,141,530$1,141,530—
2025$252,659$25,000—
2024$995,818$331,980—
2024$233,065$25,000—
2023$934,083$320,854—
2023$237,785$25,000▲ $15,200
2022$734,771$310,052—
2022$217,802$25,000▲ $30,400
2021$491,145$299,565—
2021$168,866$25,000—
2020$482,609$294,739—
2020$150,758$24,819—

Estimated taxes if purchased at asking price: ~$29,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$1,899,000
  • Apr 17, 2026Listed$1,899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $409/sq ft; this home is listed at $606/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
25 Valley Gardens Road, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,800,000$4656/53,874530.6
8106 Seven Mile Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$2,225,000$5725/4.53,88750.8
140 Woodlands Creek Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$990,000$3564/3.52,778440.9
279 Payasada Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$1,380,000$3894/3.53,5461171.1
6526 Burnham Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$985,000$3773/2.52,613161.1
131 Payasada Oaks Trail, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,400,000$4094/33,426111.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,899,000
Price / Sq Ft$606
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,132
Acres1.67 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontYes
Direction FacesWest

School Information

Community Information

Address150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionPalm Valley Gardens
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size72,745.2 sq ft
Lot Dimensions100' wide x 726' deep
Parcel Number0656100000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingOther
ViewPond, Pool, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringMarble, Tile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen, Tennis Court(s)
Lot DescriptionWooded
Patio / PorchFront Porch, Screened
FencingOther
RoofShingle
ConstructionStucco
Other StructuresOutdoor Kitchen, Shed(s), Tennis Court(s)

Additional Information

Date ListedApril 17, 2026
Days on Market73
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palm Valley Gardens

Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Palm Valley Gardens homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines