This home is in Palm Valley Gardens, Ponte Vedra Beach.

1 / 90

Active Under Contract

Active Under Contract·89 days on market·Palm Valley Gardens

150 A N Roscoe Boulevard

Ponte Vedra Beach, FL 32082

$1,899,000$606/sqftEst. $10,107/moMLS# 2139139

Beds

Baths

3,132

Sq Ft

2001

Built

—

Garage

Yes

Pool

About this home

Palm Valley Gardens

Nestled on a private 1.67-acre estate across from the Intracoastal Waterway and only 2 miles from the Atlantic Ocean, this impressive Roscoe Blvd. estate features over 3,100 square feet, 4 spacious bedrooms, 3.5 bathrooms, plus a flex room/office, and sunroom overlooking the pool. Step outside to the outdoor oasis with screened-in pool, spa, summer kitchen, wood burning fire pit area, pond plus a full-size pickleball and basketball court. The home features 2 primary suites, 2 additional bedrooms with a newly updated jack and jill bathroom Plenty of parking and space to store your boat as the boat ramp into the Intracoastal Waterway is 4 miles away. Flood insurance is not required as home is in Flood Zone X. Home is on city water and city sewer with a well for irrigation. No HOA or CDD fees and plenty of room for a detached garage or guest house! Excellent rental history as a short term rental and can be sold fully furnished. 2020 Roof!

Cost to own

Mortgage calculator

Home Price

$1,899,000

Down Payment: 20%

$379,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$9,592

Principal & Interest: $9,592

Est. Taxes & Insurance: $2,398

Estimated Total Monthly

$11,990

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$10,107

Property taxesest. at asking price, St. Johns County$2,527

Estimated total, before insurance$12,634/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,141,530	$1,141,530	—
2025	$252,659	$25,000	—
2024	$995,818	$331,980	—
2024	$233,065	$25,000	—
2023	$934,083	$320,854	—
2023	$237,785	$25,000	▲ $15,200
2022	$734,771	$310,052	—
2022	$217,802	$25,000	▲ $30,400
2021	$491,145	$299,565	—
2021	$168,866	$25,000	—
2020	$482,609	$294,739	—
2020	$150,758	$24,819	—

Estimated taxes if purchased at asking price: ~$30,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$1,899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,899,000

Price / Sq Ft$606

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,132

Acres1.67 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

Has PoolYes

Pool FeaturesIn Ground, Salt Water, Screen Enclosure

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryOcean Palms

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082

Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd

SubdivisionPalm Valley Gardens

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size72,745.2 sq ft

Lot Dimensions100' wide x 726' deep

Parcel Number0656100000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingOther

ViewPond, Pool, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringMarble, Tile, Vinyl, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Heated