This home is in Jacksonville.

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Active

Active·93 days on market

7800 Point Meadows Drive 1338

Jacksonville, FL 32256

$195,000$157/sqftEst. $1,038/moMLS# 2140149

Beds

Baths

1,244

Sq Ft

2000

Built

Garage

Pool

About this home

Jacksonville

Located close to I-295, this beautifully updated 2-bedroom, 2-bath corner unit condo is minutes away from UNF and the Town Center, and 15 minutes to the beach. New luxury vinyl plank flooring recently installed through most of the unit blending well with the ceramic tile in the entryway and kitchen. Heavy duty LG washer and dryer purchased 9/2021 included. The GE French Door refrigerator was purchased 10/2023 featuring a water and ice dispenser. The GE electric range was also purchased 10/2023 and features a five-burner glass cooktop, convection oven and built-in air fryer. This unit includes a highly sought after in the building garage. Access to the garage from the hallway on the first floor of the building makes it very convenient to stay out of the elements during inclement weather. A new remote controlled garage door opener installed 11/2022. Community benefits include swimming pool, basketball court, exercise room, trash compactor, and car wash area. This unit is move-in ready

Cost to own

Mortgage calculator

Home Price

$195,000

Down Payment: 20%

$39,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$991

Principal & Interest: $991

Est. Taxes & Insurance: $248

Estimated Total Monthly

$1,239

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,038

Property taxesest. at asking price, Duval County$318

HOAbilled monthly$537

Estimated total, before insurance$1,893/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$169,000	$169,000	▼ $11,000
2024	$180,000	$166,375	—
2023	$194,500	$151,250	—
2022	$163,500	$137,500	—
2021	$125,000	$125,000	—
2020	$122,500	$122,500	—

2025 property taxes (current owner): $3,019/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History