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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·Listed today

2219 Broadwater Drive

Jacksonville, FL 32225

$520,000$187/sqftEst. $2,701/moMLS# 2164432
4
Beds
2
Baths
2,785
Sq Ft
1990
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome home, a spacious two-story home offering 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a generous driveway. From the moment you enter, soaring ceilings and abundant natural light create a bright and inviting atmosphere. The first-floor primary suite offers a private retreat with a spacious ensuite bathroom featuring dual vanities, a soaking tub, separate stand-up shower, and a large walk-in closet. French doors from the primary suite open directly to the patio, offering easy access to the fully fenced backyard and a refreshing river breeze. At the heart of the home, the living room features plenty of natural light and a striking floor-to-ceiling fireplace that creates a warm and elegant focal point. The updated kitchen features new appliances, a large center island, ample cabinetry, and plenty of counter space for cooking and entertaining. A large window overlooking the backyard and patio provides additional natural light and distant river views

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,701
Principal & Interest: $2,701
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$3,897
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,701
Property taxesest. at asking price, Duval County$849
Estimated total, before insurance$3,550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$520,000
Price / Sq Ft$187
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,785
Total Structure Area3,087 sq ft
Acres0.26 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address2219 Broadwater Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size11,325.6 sq ft
Parcel Number1129850276

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, On Street, RV Access/Parking
ViewOther

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchDeck, Patio, Porch
FencingFull
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market4
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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