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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

$515,000Active Under Contract4 bd · 2.5 ba · 2,785 sq ft

Active Under Contract·52 days on market

2219 Broadwater Drive

Jacksonville, FL 32225

$515,000$185/sqftEst. $2,808/mo mortgageMLS# 2164432
↓ $5,000 below original list
4
Beds
2.5
Baths
2,785
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XNo HOA11,326 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home, a spacious two-story home offering 4 bedrooms, 2.5 bathrooms, a 2-car garage, and a generous driveway. From the moment you enter, soaring ceilings and abundant natural light create a bright and inviting atmosphere. The first-floor primary suite offers a private retreat with a spacious ensuite bathroom featuring dual vanities, a soaking tub, separate stand-up shower, and a large walk-in closet. French doors from the primary suite open directly to the patio, offering easy access to the fully fenced backyard and a refreshing river breeze. At the heart of the home, the living room features plenty of natural light and a striking floor-to-ceiling fireplace that creates a warm and elegant focal point. The updated kitchen features new appliances, a large center island, ample cabinetry, and plenty of counter space for cooking and entertaining. A large window overlooking the backyard and patio provides additional natural light and distant river views

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,808
Property taxesest. at asking price, Duval County$841
Estimated total, before insurance$3,649/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,808
Principal & Interest: $2,808
Property taxes (est.): $841
Insurance (est.): $343
Estimated Total Monthly
$3,992
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 10, 2026Active Under Contract$515,000
  • Oct 8, 2026Price change$515,000−$5,000
  • Sep 11, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3447 Caroline Ridge Lane E, Jacksonville, FL 32225Listed by MAMBA REALTY, LLCAug 2026$460,000$2144/2.52,149320.4
2683 Fawn Point Drive, Jacksonville, FL 32225Listed by ERA ONETEAM REALTYJul 2026$373,500$1923/2.51,94960.7
2751 Caroline Hills Drive, Jacksonville, FL 32225Listed by ASHLEY HOMES REALTY LLCJul 2026$355,000$1543/2.52,30320.7
2689 Fawn Point Drive, Jacksonville, FL 32225Listed by FLATFLEE.COM INCJul 2026$399,000$1723/2.52,31550.7
3370 Double Lane, Jacksonville, FL 32277Listed by KST GROUP LLCAug 2026$315,200$1455/2.52,1723841.2
1567 Mathews Manor Drive, Jacksonville, FL 32211Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$410,000$2044/32,00631.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$515,000
Price / Sq Ft$185
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,785
Total Structure Area3,087 sq ft
Acres0.26 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2219 Broadwater Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionRiver Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size11,325.6 sq ft
Parcel Number1129850276

Amenities

UtilitiesElectricity Connected, Natural Gas Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached, Garage, On Street, RV Access/Parking
ViewOther

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
HeatingCentral, Electric
CoolingAttic Fan, Central Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchDeck, Patio, Porch
FencingFull
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 11, 2026
Days on Market52
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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