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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose, Jacksonville a waterfront home in Jacksonville.

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Active

Active·Listed today·San Jose

7672 Old Kings Road S

Jacksonville, FL 32217

$365,000$214/sqftEst. $1,896/moMLS# 2160913
3
Beds
2
Baths
1,704
Sq Ft
1956
Built
2
Garage
No
Pool

About this home

San Jose

WATERFRONT LAKE HOUSE IN SAN JOSE! Beautifully updated 3-bedroom, 2-bath home overlooking a gorgeous 15-acre spring-fed lake. Enjoy stunning water views from the glass-enclosed living room, along with beautiful hardwood floors, fresh paint, a spacious laundry room, family room, and outdoor patio. The lake is perfect for entertaining, kayaking, paddleboarding, fishing, or simply relaxing and enjoying the peaceful setting. Numerous updates include a 2024 roof, HVAC, and water heater, plus a new refrigerator, washer and dryer, 2 comfort-height toilets, new ceiling fans, new gutters, HydroSteel whole-house water softener, and 3 outdoor LED security lights. Located in the desirable San Jose area at 7672 Old Kings Road S, this waterfront home offers a rare opportunity to enjoy lake living while remaining close to shopping, dining, schools, and major roadways. Don't miss this one-of-a-kind property!

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$1,896
Principal & Interest: $1,896
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,735
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,896
Property taxesest. at asking price, Duval County$596
Estimated total, before insurance$2,492/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,300/yr · $442/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,300/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,343 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Active$365,000
  • Aug 19, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,704
Acres0.31 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address7672 Old Kings Road S, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size13,503.6 sq ft
Parcel Number1508470000
ZoningSingle Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
SecuritySecurity Lights, Smoke Detector(s)

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionBlock, Stucco

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
Tax Amount$5,299.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About San Jose

San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose homes for sale →

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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