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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose, Jacksonville.

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Active

Active·Listed today·San Jose

3721 Via De La Reina

Jacksonville, FL 32217

$385,900$203/sqftEst. $1,994/moMLS# 2164100
3
Beds
2
Baths
1,900
Sq Ft
1956
Built
Garage
No
Pool

About this home

San Jose

MODERN UPDATES AND AN INCREDIBLE BACKYARD! This 3 Bedroom 2 Bath home perfectly blends the warmth of a classic residence with the comfort and style of today. The open living areas are perfect for both family and entertaining. An expansive enclosed Florida Room adds to the charm and inviting space. TWO SEPARATE FLEX ROOMS offers many additional lifestyle needs. Interior washer and dryer location is included. Step outside to the fully fenced exceptionally large backyard. A rare find and an incredible extension of the home's living space. Whether you envision outdoor entertaining, family gatherings, a pool, garden, play area, or a private place to relax, this expansive yard offers endless possibilities. Add a fantastic location in an established neighborhood that is convenient to shopping, dining, schools, parks, and everyday conveniences. This home offers the best of both worlds-charm, modern updates, generous outdoor space, and an outstanding location. WELCOME HOME!

Cost to own

Mortgage calculator

$385,900
$77,180
Loan Term
Monthly Payment
$1,994
Principal & Interest: $1,994
Property taxes (est.): $630
Insurance (est.): $257
Estimated Total Monthly
$2,882
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,994
Property taxesest. at asking price, Duval County$630
Estimated total, before insurance$2,624/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,961/yr · $413/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,961/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,574 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2026Listed$385,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,900
Price / Sq Ft$203
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,900
Acres0.26 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3721 Via De La Reina, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size11,325.6 sq ft
Parcel Number1500390000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Patio / PorchGlass Enclosed, Patio, Rear Porch
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 9, 2026
Days on Market0
Tax Amount$4,960.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About San Jose

San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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