This home is in San Jose Estates, Jacksonville — a pool home in Jacksonville.
Sold·Closed Sep 21, 2026·4 days on market·Recent sales in San Jose Estates·San Jose Estates
7920 Scotland Road
Jacksonville, FL 32217
2 more homes for sale in San Jose Estates →Search San Jose Estates on the map
About this home
San Jose Estates
Multiple offers taking highest and best by 08/17/2026 at 4 pm deadline. Welcome investors ! Or anyone that wants to turn this home back into showroom status. Tons of potential. Red Brick, hardwood floors, with a inground pool, in San Jose Estates! Nice size bedrooms, open kitchen to family room overlooks the pool. No Hoa dues or CDD fees here. Needs work and price reflects that. Home is occupied and please respect the homeowners during showings. Must have confirmed apt
Next steps in San Jose Estates
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1954)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,567 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,112/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Closed$249,900
- Aug 18, 2026Pending$249,900
- Aug 14, 2026Listed$249,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $161/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICES | Oct 2026 | $430,000 | $218 | 3/3 | 1,971 | 16 | 0.3 |
| 3836 Marianna Road, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $253,000 | $157 | 3/2 | 1,611 | 104 | 0.5 |
| 4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONS | Oct 2026 | $404,000 | $259 | 2/2 | 1,557 | 73 | 0.6 |
| 4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $460,000 | $241 | 3/2 | 1,907 | 56 | 0.6 |
| 3647 Coronado Road, Jacksonville, FL 32217Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $325,000 | $216 | 3/2 | 1,506 | 167 | 0.7 |
| 4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $419,900 | $219 | 3/2 | 1,917 | 59 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BASS PROFESSIONAL REALTY, INC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Jose Estates
San Jose Estates is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Sep 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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